Ionia County property record for 685 Park St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,946 sqft · built 1996 |
| Lot Size | 2.09 acres (91,084 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $18,000 (Jun 1995) |
| Tax Bill | $4,763 (2025) |
| Deeds & Mortgages | Jan 2019 Refinance Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-402-200-000-045-60 |
| Primary APN | 34-402-200-000-045-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Basement Area | 1,922 sqft |
| Unfinished Basement | 1,922 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,084 sqft (2.09 acres) |
| Lot Dimensions | 343 ft deep x 216 ft wide |
| Garage Area | 1,956 sqft |
| Parking Spaces | 7 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 685 PARK ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CITY OF BELDING PT SE 1/4 SEC 11 T8N R8W COM NLY COR CHURCHILL PLAT TH S 41D 30'W ALG WLY LN SD PLAT 220.56 FT TO POB; TH S 41D 30'W 96.98 FT, TH N 71D 43' 55 W 260.8 FT, TH N 52D 09' 33 W 95.07 FT, TH N 31D 35' 32 E 323.27', TH SELY ALONG THE SLY LN |
| Legal Range | 08W |
| Legal Township | 08N |
| Legal Section | 11 |
| Legal Subdivision | CHURCHILL |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30200 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 685 PARK ST, BELDING, MI 48809-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK |
| Jan 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 1995 · Amount on Record |
| Deed Sale | Jun 21, 1995 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 685 PARK ST, BELDING, MI 48809-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 653/3675 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 653/3675 |
| Name | MERCANTILE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 685 PARK ST, BELDING, MI 48809-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 653/2646 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 653/2646 |
| Name | MERCANTILE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,800 (+11.73%) Land $48,300 Building $175,500 | $447,600 (+11.73%) Land $96,600 Building $351,000 | |
| 2025 | $4,763.00 Homeowner's exemption | $200,300 (+13.23%) Land $39,100 Building $161,200 | $400,600 (+13.23%) Land $78,200 Building $322,400 |
| 2023 | $176,900 Land $33,500 Building $143,400 | $353,800 Land $67,000 Building $286,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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