Seminole County property record for 685 Old Mims Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,200 sqft · built 2021 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $401,500 (Jan 2016) |
| Tax Bill | $6,411 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-32-300-002B-0000 |
| Primary APN | 34-20-32-300-002B-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 2,218 sqft |
| 2nd Floor Area | 1,406 sqft |
| Upper Floors Area | 1,406 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 612 sqft |
| Patio Area | 613 sqft |
| Shed | 1 Shed |
| Shed Area | 4 sqft |
| Pole Barn | 1,620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 685 OLD MIMS RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 TWP 20S RGE 32E BEG 33 FT S & 699.24 FT E OF N 1/4 COR RUN S 636.54 FT E 297.13 FT N 140 FT N 42 DEG 13 MIN 39 SEC W |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21201 |
685 Old Mims Rd is owned and occupied by an individual who bought it in January 2016.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on File |
| Deed Sale | Jan 11, 2016 · Amount on File |
| Prior Sale | Feb 4, 2002 · Amount on File |
| Deed Document Number | 2016003012 |
| Deed Book / Page | 08612 / 1930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Document Number | 0104411858 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 10441/1858 |
| Instrument | 2023046060 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101740144 |
|---|---|
| Date | Feb 20, 2022 |
| Book Page | 10174/144 |
| Instrument | 2022021293 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0091950707 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 09195/0707 |
| Instrument | 2018095644 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 685 OLD MIMS RD, GENEVA, FL 32732-9529 |
| Document Number | 0092991443 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 685 OLD MIMS RD GENEVA FL 327329529, GENEVA, FL 32732-9529 |
| Document Number | 0092991443 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 009299/001443 |
| Instrument | 16939 |
| Name | FIFTH THIRD BK/CTRL FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 685 Old Mims Rd was $6,411 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,411.00 Homeowner's exemption | $495,184 | $746,833 Land $214,170 Building $532,663 |
| 2023 | $5,979.00 (+2.45%) Homeowner's exemption | $467,212 (+3%) | $708,673 (+11.57%) Land $214,170 Building $494,503 |
| 2022 | $5,836.00 Homeowner's exemption | $453,604 | $635,206 Land $145,200 Building $490,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Old Mims Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 163 (1994–2024) |
| Claims Outside the SFHA | 15 of 163 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Old Mims Rd is very high, ranking above 90% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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