685 Oaklawn Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 685 Oaklawn Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,137 sqft · built 2025
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$870,400 (Aug 2025)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027972-1740`

Property Details

APN / Parcel Number

Primary APN	`027972-1740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,137 sqft Living Area
Gross Area	3,777 sqft
1st Floor Area	3,137 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	685 OAKLAWN CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	114/66-81 SILVER LANDING PHASE 2B LOT 174 OR6207/655
Legal Subdivision	SILVER LANDING PHASE 2B
Legal Block	1
Legal Lot Number	174
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027972-1740

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	685 OAKLAWN CT, SAINT AUGUSTINE, FL 32092-3593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	202568190
Deed Book / Page	6207 / 655
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 22, 2025
Property Address	685 OAKLAWN CT, SAINT AUGUSTINE, FL 32092-3593
Document Number	0062070655
Book / Page	6207 / 655
Map Reference	MB 114 PG 66-81
Instrument Date	Aug 19, 2025
Instrument	2025068190
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,092.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OAKLAWN CT, ST AUGUSTINE, FL 32092-3593

Mortgage

Document Number	0006207657
Date	Aug 22, 2025
Instrument	6207/657

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,613 (+319.7%)	$652,688 (+402.07%) Land $140,000 Building $512,688
2025	$1,686.00 (+17.74%) Homeowner's exemption	$130,000 (+8.33%)	$130,000 (+8.33%) Land $130,000
2024	$1,432.00 (+12.84%)	$120,000 (+2%)	$120,000 (+2%) Land $120,000
2023	$1,269.00	$100,000	$100,000 Land $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.