685 Oak St, Roselle, IL 60172 Property Records

DuPage County property record for 685 Oak St, Roselle, IL 60172

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,735 sqft · built 1995
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2013)
Tax Bill	$17,337 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-10-117-004`

Property Details

APN / Parcel Number

Primary APN	`02-10-117-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,735 sqft Living Area
Gross Area	5,150 sqft
1st Floor Area	2,073 sqft
2nd Floor Area	1,004 sqft
Basement Area	2,073 sqft
Finished Basement	1,658 sqft
Unfinished Basement	415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Mixed
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	685 OAK ST
City	ROSELLE
State	IL
Zip	60172-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROBINSON SUB ALL
Legal Subdivision	ROBINSON SUB
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	4
Census Block	4020
Census Tract	841104

Owner

685 Oak St is owned and occupied by two individuals who acquired it in August 2021.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	685 OAK ST, ROSELLE, IL 60172-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC
Sep 30, 2021	Transfer on Death Deed, Transfer
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Prior Sale	Apr 19, 2013
Deed Document Number	2013112732
Last Transfer Date	Aug 23, 2021
Transfer Doc	0000144909
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	685 OAK ST, ROSELLE, IL 60172-3805
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060001
Date	Apr 15, 2021
Instrument	R2021-060001

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 30, 2021
Property Address	685 OAK ST, ROSELLE, IL 60172-3805
Document Number	0000144909
Map Reference	DOC R94-098722
Instrument Date	Aug 23, 2021
Instrument	R2021-144909
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	685 OAK ST, ROSELLE, IL 60172-3805

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	685 OAK ST, ROSELLE, IL 60172-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087348
Date	Aug 11, 2020
Instrument	R2020-087348

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 685 Oak St was $17,337 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Roselle Village
Secondary School District	Lake Park Community High School District 108 (09 - 12)
Elementary School District	Roselle School District 12 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,337.00	$251,288 Land $48,972 Building $202,316	$753,864 Land $146,916 Building $606,948
2022	$16,433.00 Homeowner's exemption	$224,030 Land $37,950 Building $186,080	$672,090 Land $113,850 Building $558,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 685 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELLE serves 22,897 people · EPA ID IL0434820
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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