685 NW Lindsay Ct, Bend, OR 97703 Property Records

Deschutes County property record for 685 NW Lindsay Ct, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,412 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2021)
Tax Bill	$6,068 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171231 CB 00125`

Property Details

APN / Parcel Number

Primary APN	`171231 CB 00125`
Alternative APNs	`R1001171231CB00125` `181318`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,243 sqft
2nd Floor Area	1,169 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Mixed
Garage Area	719 sqft

Location & Zoning

Account Number	181318
Old Parcel Number	R1001171231CB00125
Street Address	685 NW LINDSAY CT
City	BEND
State	OR
Zip	97703-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:25 SUBD:SHADOW RIDGE SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-CB
Legal Range	12E
Legal Township	17S
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SHADOW RIDGE
Legal Lot Number	25
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2006
Census Tract	1401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BK
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 24, 2016	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	2021-23804
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 16, 2021
Property Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Document Number	0000023804
Instrument Date	Apr 14, 2021
Instrument	2021-23804
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	92699 PEBBLE BEACH LN, JUNCTION CITY, OR 97448-9444

Mortgage

Document Number	0000023823
Date	Apr 16, 2021
Instrument	2021-23823

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Document Number	0000037171
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22222 ERICKSON RD BEND OR 977019774, BEND, OR 97701-9774

Mortgage

Document Number	0000037171
Date	Sep 12, 2018
Instrument	37171

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2043

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Document Number	0000034934
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22300 RICKARD RD BEND OR 977029285, BEND, OR 97702-9285

Mortgage

Document Number	0000034934
Date	Aug 27, 2018
Instrument	34934

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 10, 2017
Property Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Document Number	0000009322
Instrument Date	Mar 9, 2017
Instrument	2017-09322
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009323
Date	Mar 10, 2017
Instrument	2017-09323

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	685 NW LINDSAY CT, BEND, OR 97703-2410
Document Number	0000001830
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	685 NW LINDSAY CT BEND OR 977032410, BEND, OR 97703-2410

Mortgage

Document Number	0000001830
Date	Jan 17, 2017
Instrument	1830

Lender

Name	US BK
Type	Bank
Address	BEND, OR 97701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,068.00 (+3.94%)	$359,190 (+3%)	$1,097,280 (-) Land $509,280 Building $588,000
2024	$5,838.00 (+7.87%)	$348,730 (+3%)	$1,097,280 (+3.83%) Land $509,280 Building $588,000
2023	$5,412.00	$338,580	$1,056,830 Land $485,960 Building $570,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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