Wayne County property record for 685 Neff Rd, Grosse Pointe, MI 48230
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,660 sqft · built 1939 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 002 03 0031 005 |
| Primary APN | 37 002 03 0031 005 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Basement Area | 830 sqft |
| Unfinished Basement | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 155 ft deep x 38.3 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 685 NEFF RD |
|---|---|
| City | GROSSE POINTE |
| State | MI |
| Zip | 48230-1664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-B |
| Legal Description | CYJ31C 32A1 PART OF LOTS 31 32 AND ADJ VAC ALLEY BEG S28DEG 58M E 37.56FT FROM INT OF W LINE OF NEFF AVE AND S LINE OF |
| Legal Subdivision | THE C NEFF ESTATE |
| Legal Lot Number | 31-32 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 550400 |
Source: Wayne County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 17, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2018 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2018 |
| Deed Sale | Feb 12, 2018 |
| Deed Document Number | 201834503 |
| Deed Book / Page | 54215 / 1071 |
| Prior Transfer Date | Feb 7, 2018 |
| Prior Transfer Doc | 0542151071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0567040898 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 56704/898 |
| Instrument | 2021214344 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0551630531 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 55163/0531 |
| Instrument | 2019220585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0557580880 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 55758/880 |
| Instrument | 2020156791 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 12, 2018 |
| Property Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0542151071 |
| Book / Page | 54215 / 1071 |
| Map Reference | LB52439 PG1442 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 2018034503 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 2018034504 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018034504 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 685 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0535000998 |
| Book / Page | 053500 / 000998 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 685 NEFF RD GROSSE POINTE MI 482301664, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0535000998 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 053500/000998 |
| Instrument | 33886 |
| Name | COMMUNITY FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170-8050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 31, 2037 |
Source: Wayne County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144,900 | $289,800 | |
| 2023 | Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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