685 NE Shirley Ct, Bend, OR 97701 Property Records

Deschutes County property record for 685 NE Shirley Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2011)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171235-CA-04300`

Property Details

APN / Parcel Number

Primary APN	`171235-CA-04300`
Alternative APNs	`R1001171235CA04300` `199912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,360 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	484 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	199912
Street Address	685 NE SHIRLEY CT
City	BEND
State	OR
Zip	97701-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MASON ESTATES FIRST ADDITION PHASE I LOT 4
Legal Range	12
Legal Township	17
Legal Section	35
Legal Subdivision	MASON ESTATES FIRST ADDITION PHASE I
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3024
Census Tract	1903

Owner

Source: Deschutes County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 NE SHIRLEY CT, BEND, OR 97701-8173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2011 · Amount on Record
Deed Sale	Aug 4, 2011 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	201127258
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000017159
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 9, 2026
Property Address	685 NE SHIRLEY CT, BEND, OR 97701-8173
Document Number	0000017159
Instrument Date	Jun 9, 2026
Instrument	202617159
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2594 NW COUSINS PL, BEND, OR 97703-8751

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	685 NE SHIRLEY CT, BEND, OR 97701-8173
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007243
Date	Mar 31, 2023
Instrument	2023-07243

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00 (+3.96%)	$191,110 (+3%)	$539,630 (+8.92%) Land $204,840 Building $334,790
2024	$3,106.00 (+7.85%)	$185,550 (+3%)	$495,420 (-1.95%) Land $176,570 Building $318,850
2023	$2,880.00	$180,150	$505,280 Land $176,570 Building $328,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: CenturyLink, Verizon, Webformix.

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