685 N 3rd St, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 685 N 3rd St, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,468 sqft · built 1930
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2005)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01803-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-01803-0000-00002`

Interior

Stories	2 Stories
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	685 N 3RD ST
City	HAMMONTON
State	NJ
Zip	08037-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	B132L23
Legal Block	1803
Legal Lot Number	2
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	2
Census Block	2026
Census Tract	10800

Owner

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 N 3RD ST, HAMMONTON, NJ 08037-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jun 9, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MATHEW J SPINA ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2005 · Amount on Record
Deed Sale	May 24, 2005 · Amount on Record
Prior Sale	Jul 18, 1988
Deed Document Number	20055055660
Prior Transfer Date	Jul 11, 1988
Prior Transfer Doc	4718000328
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	685 N 3RD ST, HAMMONTON, NJ 08037-1742
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028406
Date	Jun 15, 2023
Instrument	2023028406

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	685 N 3RD ST, HAMMONTON, NJ 08037-1742
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031859
Date	Jun 9, 2017
Instrument	2017031859

Lender

Name	MATHEW J SPINA ETUX
Type	Private Party
Address	PO BOX 18550, TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,500 (+9.09%) Land $55,300 Building $205,200	$260,500 (+9.09%) Land $55,300 Building $205,200
2025	$6,727.00 (+2.37%)	$238,800 (-) Land $55,300 Building $183,500	$238,800 (-) Land $55,300 Building $183,500
2024	$6,571.00 (+1.06%)
2023		$238,800 Land $55,300 Building $183,500	$238,800 Land $55,300 Building $183,500
2022	$6,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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