685 Monaco O, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 685 Monaco O, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-015-6850`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-015-6850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	685 MONACO O
City	DELRAY BEACH
State	FL
Zip	33446-1945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO O COND PAR 685
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15011 ASHLAND CIR, 18, DELRAY BEACH, FL 33484-4417
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Intrafamily Transfer, Transfer ATTORNEY
Sep 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2003
Deed Sale	Sep 9, 2003
Prior Sale	Sep 9, 2003 · Amount on Record
Deed Document Number	2003535727
Deed Book / Page	15815 / 1526
Last Transfer Date	Apr 21, 2021
Transfer Doc	0324251847
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Apr 27, 2021
Property Address	685 MONACO O, DELRAY BEACH, FL 33446-1945
Document Number	0324251847
Book / Page	32425 / 1847
Map Reference	MB 2323 PG 606
Instrument Date	Apr 21, 2021
Instrument	20210191467
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15011 ASHLAND CIR APT 18, 18, DELRAY BEACH, FL 33484-4417

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 30, 2020
Property Address	685 MONACO O, DELRAY BEACH, FL 33446-1945
Document Number	0317830834
Book / Page	031783 / 000834
Instrument Date	Sep 24, 2020
Instrument	363574
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15011 ASHLAND CIR #18 DELRAY BEACH FL 334844417, 18, DELRAY BEACH, FL 33484-4417

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (-17.69%)	$89,521 (-21.1%)	$89,521 (-21.1%) Building $89,521
2024	$2,092.00 (+6.19%)
2023	$1,970.00 (+11.49%)	$113,466 (+25.55%) Building $113,466	$113,466 (+25.55%) Building $113,466
2022	$1,767.00	$90,376 Building $90,376	$90,376 Building $90,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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