685 Millstone Ln, Mount Vernon, OH 43050 Property Records

Knox County property record for 685 Millstone Ln, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,032 sqft · built 1975
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Sep 2021 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-09189.000`

Property Details

APN / Parcel Number

Primary APN	`66-09189.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,032 sqft Living Area
1st Floor Area	4,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	450 sqft
Deck Area	Deck Area
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	685 MILLSTONE LN
City	MOUNT VERNON
State	OH
Zip	43050-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E PT OF 25 1.01A
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1037
Census Tract	7600

Owner

685 Millstone Ln is owned and occupied by an individual who acquired it in January 1987.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	685 MILLSTONE LN, MOUNT VERNON, OH 43050-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1987
Deed Sale	Jan 1, 1987
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	685 MILLSTONE LN, MOUNT VERNON, OH 43050-4769
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009471
Date	Sep 20, 2021
Book Page	1880/135
Instrument	20210-00009471

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	685 MILLSTONE LN, MOUNT VERNON, OH 43050-4769
Document Number	0017260272
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 MILLSTONE LN MOUNT VERNON OH 430504769, MOUNT VERNON, OH 43050-4769

Mortgage

Document Number	0017260272
Date	Jun 17, 2019
Book Page	001726/000272
Instrument	4285

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 685 Millstone Ln was $2,817 with exemptions applied, down 31% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$357,660 Land $58,040 Building $299,620
2025	$2,817.00 (-30.96%)	$125,180 (-) Land $20,310 Building $104,870
2024	$4,080.00 (+0.54%) Homeowner's exemption Senior Citizen's exemption	$125,180 (-) Land $20,310 Building $104,870
2023	$4,058.00 (+13.16%) Homeowner's exemption Senior Citizen's exemption	$125,180 (+34%) Land $20,310 Building $104,870	$357,660 Land $58,040 Building $299,620
2022	$3,586.00 Homeowner's exemption Senior Citizen's exemption	$93,420 Land $15,160 Building $78,260
2020			$266,910 Land $43,310 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Millstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Millstone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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