685 Millay Rd, Bowdoin, ME 04287 Property Records

Sagadahoc County and Bowdoin Town property record for 685 Millay Rd, Bowdoin, ME 04287

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1991
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$3,373 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNBOWD M:07 L:34-03

Property Details

APN / Parcel Number

Primary APNBOWD M:07 L:34-03
Alternative APNs
  • M:07 L:34=03
  • 804
  • 803

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number803
Street Address685 MILLAY RD
CityBOWDOIN
StateME
Zip04287-7445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCARL GOODENOW SUB
Legal Lot Number34-3
JurisdictionBOWDOIN ME
Township / Civil DivisionBOWDOIN
Census Block Group2
Census Block2036
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoin Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address685 MILLAY RD, BOWDOIN, ME 04287-7445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOIN ME
Recording DateSep 25, 2026
Property Address685 MILLAY RD, BOWDOIN, ME 04287-7445
Document Number0000005368
Instrument DateSep 21, 2026
Instrument20265368
Transaction TypeMortgage
Record UpdatedOct 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 MILLAY RD, BOWDOIN, ME 04287-7445

Mortgage

Document Number0000005368,
DateSep 25, 2026
Instrument20265368
Lender
NameATLANTIC REGIONAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoin Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoin Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,373.00 (+8.01%)$316,700 (-1.65%) Land $91,000 Building $225,700
2024$3,123.00 (+15.15%)$322,000 (+116.11%) Land $91,000 Building $231,000
2023$2,712.00 (+3.2%)$149,000 (-4.17%) Land $48,900 Building $100,100
2022$2,628.00$155,490 Land $48,900 Building $106,590

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1983–2012)
Most Recent ClaimJun 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Millay Rd

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