Harrison County property record for 685 Michelle Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,973 sqft · built 1975 |
| Lot Size | 0.231 acres (10,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 1209J-01-018.000 |
| Primary APN | 1209J-01-018.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,973 sqft Adjusted Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,100 sqft (0.231 acres) |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 468 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 685 MICHELLE DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 SHORWOOD SUBD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 24 |
| Legal Subdivision | SHOREWOOD SUBD |
| Legal Lot Number | 9 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3309 |
685 Michelle Dr is owned and occupied by an individual who acquired it in April 2024.
Source: Harrison County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 MICHELLE DR, BILOXI, MS 39532-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2015 |
| Deed Sale | Nov 10, 2015 |
| Prior Sale | Jun 27, 2012 · Amount on File |
| Deed Document Number | 201552977DJ2 |
| Last Transfer Date | Apr 23, 2024 |
| Transfer Doc | 0000002282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 21, 2025 |
| Property Address | 685 MICHELLE DR, BILOXI, MS 39532-4510 |
| Document Number | 20250008105DJ2 |
| Map Reference | MB 6 PG 37 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025-0008105-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 757 MCLANE LANE, BILOXI, MS 39532-4129 |
| Name | Verified Name |
|---|---|
| Address | 685 MICHELLE DR, BILOXI, MS 39532-4510 |
The 2025 property tax bill for 685 Michelle Dr was $1,606, up 115.9% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 (+115.86%) | $14,369 | $95,794 Land $20,700 Building $75,094 |
| 2024 | $744.00 (+1.22%) | ||
| 2023 | $735.00 Homeowner's exemption Disabled Person's exemption | $9,437 | $94,367 Land $20,700 Building $73,667 |
| 2022 | $735.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Michelle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 275 units insured incl. 56 condo units |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Michelle Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
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