La Crosse County property record for 685 Marcou Rd, Onalaska, WI 54650
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,900 (Aug 2020) |
| Tax Bill | $1,521 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-004479-002 |
| Primary APN | 018-004479-002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|
| Account Number | 63237 |
|---|---|
| Old Parcel Number | 18 4479 2 |
| Street Address | 685 MARCOU RD |
| City | ONALASKA |
| State | WI |
| Zip | 54650-8824 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | CERTIFIED SURVEY MAP NO. 143 VOL 13 LOT 2 DOC NO. 1496993 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 02 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Lot Number | 2 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10401 |
Source: La Crosse County records · APN 018-004479-002
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 301 GREEN COULEE RD, ONALASKA, WI 54650-8216 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Construction Mortgage ALTRA FCU |
| Mar 15, 2024 | Transfer on Death Deed, Transfer |
| Aug 20, 2020 | Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK LA CROSSE |
| Nov 19, 2018 | Warranty Deed, Transfer · ARM MERCHANTS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 1752918 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 685 MARCOU RD, ONALASKA, WI 54650-8824 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001839641 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 1839641 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Mar 15, 2024 |
| Property Address | 685 MARCOU RD, ONALASKA, WI 54650-8824 |
| Document Number | 0001818121 |
| Map Reference | DOC 1496993 PG 143 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 1818121 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Aug 20, 2020 |
| Property Address | 685 MARCOU RD, ONALASKA, WI 54650-8824 |
| Document Number | 0001752918 |
| Map Reference | VOL13PG143DOC1496993 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 1752918 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001752919 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 1752919 |
| Name | CITIZENS STATE BANK LA CROSSE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Nov 19, 2018 |
| Property Address | 685 MARCOU RD, ONALASKA, WI 54650-8824 |
| Document Number | 0001719121 |
| Map Reference | DOC 1496993 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 1719121 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1935 CRESCENT HILLS DR, LA CRESCENT, MN 55947-9671 |
| Investor | Possibly a Property Investor |
| Document Number | 0001719122 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 1719122 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.07% |
| Index | 1-Year CMT |
Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,521.00 (-10.53%) | $109,700 (+8.94%) Land $109,700 | $111,000 (+10.23%) |
| 2023 | $1,700.00 | $100,700 Land $100,700 | $100,700 Land $100,700 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 47 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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