Muskingum County property record for 685 Main St, Gratiot, OH 43740
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,644 sqft · built 1925 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,377 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-60-04-10-000 |
| Primary APN | 25-60-04-10-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 924 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 0.3 ft deep x 0.3 ft wide |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 368 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 007040-7 |
|---|---|
| Street Address | 685 MAIN ST |
| City | GRATIOT |
| State | OH |
| Zip | 43740-9904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R 15 TP 18 SEC 6 N E N W COR .32A |
| Legal Range | 15 |
| Legal Township | 18 |
| Legal Section | 06 |
| Legal Subdivision | SURVEY OF CHARLES R HARKNESS |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HOPEWELL |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 911300 |
Source: Muskingum County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 MAIN ST, GRATIOT, OH 43740-9904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2014 |
| Transfer Doc | 002559/189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 685 MAIN ST, GRATIOT, OH 43740-9904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 357, GRATIOT, OH 43740-0357 |
| Document Number | 003194/386 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 3194/386 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Muskingum County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Hopewell Township |
| Municipality | Gratiot Village |
| Unified School District | West Muskingum Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,377.00 (+40.51%) | $37,520 (+62.42%) Land $3,640 Building $33,880 | |
| 2024 | $107,200 (+62.42%) Land $10,400 Building $96,800 | ||
| 2023 | $980.00 | $23,100 Land $2,660 Building $20,440 | |
| 2021 | $66,000 Land $7,600 Building $58,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKINGUM COUNTY WATER - SE private · serves 21,540 people · EPA ID OH6000412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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