685 M 89, Plainwell, MI 49080 Property Records

Allegan County property record for 685 M 89, Plainwell, MI 49080

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2015)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-028-016-40`

Property Details

APN / Parcel Number

Primary APN	`08-028-016-40`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,252 ft deep x 174 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	685 M 89
City	PLAINWELL
State	MI
Zip	49080-9752
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	COM AT E 1/4 PST TH W 1327.44' TH N 75' TH W 908.19' TO POB OF THIS DESC TH N 1252.16' TH W 173.94' TH S 1252.20' TH E
Legal Range	11W
Legal Township	01N
Legal Section	28
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	4
Census Block	4011
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 M 89, PLAINWELL, MI 49080-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2015 · Amount on Record
Deed Sale	Feb 12, 2015 · Amount on Record
Prior Sale	Jan 8, 2001
Deed Book / Page	3903 / 510
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	3886/751
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	685 M 89, PLAINWELL, MI 49080-9752
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 M 89, PLAINWELL, MI 49080-9752

Mortgage

Document Number	004874/213
Date	Jul 28, 2023
Book Page	4874/213
Instrument	2023010802

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	685 M 89, PLAINWELL, MI 49080-9752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4382/285
Date	Sep 18, 2019
Book Page	4382/285

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,900 (+4.24%) Land $45,000 Building $151,900	$393,800 (+4.24%) Land $90,000 Building $303,800
2025	$3,100.00 (+2.51%) Homeowner's exemption	$188,900 (+6.24%) Land $36,000 Building $152,900	$377,800 (+6.24%) Land $72,000 Building $305,800
2024	$3,024.00 (+9.64%)
2023		$177,800 Land $29,000 Building $148,800	$355,600 Land $58,000 Building $297,600
2022	$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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