685 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 685 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property TypeService Station (Full Service)
Lot Size0.143 acres (6,209 sqft)
OwnerCompany Name on Record
Tax Bill$14,343 (2025)
Deeds & MortgagesMar 2024 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN006-318-002-000

Property Details

APN / Parcel Number

Primary APN006-318-002-000
Alternative APN
  • 006-318-002

Exterior

Lot Area6,209 sqft (0.143 acres)

Location & Zoning

Old Parcel Number006-318-002
Street Address685 LIGHTHOUSE AVE
CityPACIFIC GROVE
StateCA
Zip93950
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station (Full Service)
Legal DescriptionPACIFIC GROVE ADD 2 LOT 2 BLK 47
Legal SubdivisionPACIFIC GROVE ADD 2
Legal Block47
Legal Lot Number2
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1010
Census Tract12302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2860 N SANTIAGO BLVD, ORANGE, CA 92867-1722
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL ONE BANK NA
Nov 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address685 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2645
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000010688
DateMar 29, 2024
Instrument2024010688
Lender
NameCAPITAL ONE BANK NA
TypeBank
AddressMC LEAN, VA 22102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 19, 2029

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address685 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2645
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanyFIRST AMER TTL INS CO NATL C

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047106
DateNov 2, 2022
Instrument2022047106
Lender
NameCITIZENS BANK NA
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueOct 28, 2029

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,333,083 (+2%) Land $1,020,963 Building $312,120
2025$14,343.00 (+253.62%)$1,306,945 (+251.64%) Land $1,000,945 Building $306,000
2024$4,056.00 (-0.81%)
2023$4,089.00 (+2.07%)$371,674 Land $371,674
2022$4,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1986)
Most Recent ClaimFeb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Lighthouse Ave

Nearby Streets

Search Property Records by Address or Parcel Number