685 K St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 685 K St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1981
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2020 Line of Credit
APN	`1943-01-0-01099-001-0005`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01099-001-0005`
Alternative APN	`010270493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	744 sqft
Unfinished Basement	216 sqft
Game Room	Game Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	685 K ST
City	GERING
State	NE
Zip	69341-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 5, BLK 1, BRIARWOOD SUB
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	BRIARWOOD SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4011
Census Tract	953800

Owner

685 K St is owned and occupied by two individuals.

Source: Scotts Bluff County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	685 K ST, GERING, NE 69341-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	685 K ST, GERING, NE 69341-3312
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 K ST, GERING, NE 69341-3312

Mortgage

Document Number	0020225747
Date	Nov 22, 2022
Instrument	2022-5747

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Nov 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	685 K ST, GERING, NE 69341-3312
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201372
Date	Mar 23, 2020
Instrument	2020-1372

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 685 K St was $2,968.

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,130 (+51.39%) Land $23,100 Building $244,030	$267,130 (+51.39%) Land $23,100 Building $244,030
2025	$2,968.00	$176,455 Land $23,100 Building $153,355	$176,455 Land $23,100 Building $153,355
2023	$2,433.00	$113,563 Land $9,240 Building $104,323	$113,563 Land $9,240 Building $104,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 685 K St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 K St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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