Hancock County property record for 685 Hilo Way, Diamondhead, MS 39525
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,895 sqft · built 1992 |
| Lot Size | 0.245 acres (10,698 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 067R-2-36-107.000 |
| Primary APN | 067R-2-36-107.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,895 sqft Adjusted Area |
| 1st Floor Area | 2,024 sqft |
| Basement Area | 2,168 sqft |
| Unfinished Basement | 2,168 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,698 sqft (0.245 acres) |
| Pool Area | 160 sqft |
| Patio Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 685 HILO WAY |
|---|---|
| City | DIAMONDHEAD |
| State | MS |
| Zip | 39525-3617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 BLOCK 2 UN 3 PH 2 DIAMONDHEAD |
| Legal Range | 14W |
| Legal Township | 07S |
| Legal Section | 36 |
| Legal Subdivision | DIAMONDHEAD |
| Legal Phase | 2 |
| Legal Block | 2 |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30503 |
Source: Hancock County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 HILO WAY, DIAMONDHEAD, MS 39525-3617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 6, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2021 |
| Deed Sale | Apr 6, 2021 |
| Deed Book / Page | 2021 / 5185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK MS |
| Recording Date | Jun 17, 2026 |
| Property Address | 685 HILO WAY, DIAMONDHEAD, MS 39525-3617 |
| Document Number | 2026015744 |
| Book / Page | 2026 / 15744 |
| Instrument Date | Jun 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 2026015744, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 2026/15744 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 2, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK MS |
| Recording Date | Apr 6, 2021 |
| Property Address | 685 HILO WAY, DIAMONDHEAD, MS 39525-3617 |
| Document Number | 02021/5185 |
| Book / Page | 2021 / 5185 |
| Instrument Date | Apr 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2326 BROOKINGS HARBOR DR, 2326, LAUGHLIN, NV 89029-0004 |
| Name | Verified Name |
|---|---|
| Address | 685 HILO WAY, DIAMONDHEAD, MS 39525-3617 |
Source: Hancock County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hancock County |
| Municipality | Diamondhead City |
| Unified School District | Hancock County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 (+10.07%) | $21,204 (+10.1%) Land $1,200 Building $20,004 | $212,039 (+10.1%) Land $12,000 Building $200,039 |
| 2023 | $2,402.00 | $19,259 Land $1,200 Building $18,059 | $192,588 Land $12,000 Building $180,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 6 (2020–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEARLINGTON WATER AND SEWER DISTRICT serves 1,412 people · EPA ID MS0230067 |
|---|---|
| Water Source | Purchased groundwater from HANCUA-PEARLINGTON |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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