685 Hiddenpoint Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 685 Hiddenpoint Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,427 sqft · built 1961
Lot Size	0.466 acres (20,299 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Jul 1998)
Tax Bill	$8,496 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-0332-0097-00`

Property Details

APN / Parcel Number

Primary APN	`500-0332-0097-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,427 sqft Living Area
Gross Area	5,198 sqft
1st Floor Area	1,885 sqft
2nd Floor Area	1,392 sqft
Basement Area	1,392 sqft
Finished Basement	150 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,299 sqft (0.466 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	1,125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	685 HIDDENPOINT DR
City	CINCINNATI
State	OH
Zip	45230-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDENPOINT LN 120 X 180.94 IR PT LOT 35 WATCHHILL 5TH BLK A
Legal Subdivision	WATCH HILL
Legal Block	A
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2005
Census Tract	25002

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 8, 2025	Affidavit of Death of Joint Tenant, Transfer
Aug 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1998 · Amount on Record
Deed Sale	Jul 30, 1998 · Amount on Record
Deed Document Number	1998141304
Deed Book / Page	7715 / 545
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000078520
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083422
Date	Oct 27, 2025
Book Page	15530/1817
Instrument	2025-0083422

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Oct 8, 2025
Property Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730
Document Number	0000078520
Book / Page	15517 / 2495
Map Reference	MB 8 PG 67
Instrument Date	Oct 8, 2025
Instrument	2025-0078520
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730
Document Number	0000089735
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 HIDDENPOINT DR CINCINNATI OH 452303730, CINCINNATI, OH 45230-3730

Mortgage

Document Number	0000089735
Date	Sep 3, 2020
Book Page	014246/002218
Instrument	89735

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	685 HIDDENPOINT DR, CINCINNATI, OH 45230-3730
Document Number	0000115359
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 HIDDENPOINT DR CINCINNATI OH 452303730, CINCINNATI, OH 45230-3730

Mortgage

Document Number	0000115359
Date	Dec 30, 2019
Book Page	014073/001990
Instrument	115359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,496.00 (-2.18%) Homeowner's exemption	$145,996 (-) Land $22,505 Building $123,491	$417,130 (-) Land $64,300 Building $352,830
2024	$8,685.00 (+9.81%) Homeowner's exemption	$145,996 (-) Land $22,505 Building $123,491
2023	$7,909.00 (+14.84%) Homeowner's exemption	$145,996 (+27.12%) Land $22,505 Building $123,491	$417,130 (+27.12%) Land $64,300 Building $352,830
2022	$6,887.00 Homeowner's exemption	$114,849 Land $21,903 Building $92,946
2020			$328,140 Land $62,580 Building $265,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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