685 Hapgood St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 685 Hapgood St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2024)
Tax Bill	$3,411 (2026)
Deeds & Mortgages	Jan 2022 Refinance Nov 2024 Sale & Mortgage + 2 more
APN	`ATHO M:00032 B:00236 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00032 B:00236 L:00000`
Alternative APN	`3017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
Gross Area	2,314 sqft
Basement Area	667 sqft
Unfinished Basement	667 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3017
Street Address	685 HAPGOOD ST
City	ATHOL
State	MA
Zip	01331-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	236
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2011
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Nov 20, 2024	Quit Claim Deed, Transfer · USDA Mortgage USDA
Jul 19, 2024	Quit Claim Deed, Construction Loan · Construction Mortgage ABL RPC RES CREDIT AC
Aug 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Jul 19, 2024 · Amount on Record
Deed Book / Page	71318 / 198
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	066982-374
Date	Jan 21, 2022
Book Page	66982/374
Instrument	8101

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Nov 20, 2024
Property Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Document Number	071318-198
Book / Page	71318 / 198
Instrument Date	Nov 20, 2024
Instrument	96772
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096773
Date	Nov 20, 2024
Instrument	96773

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

July 2024: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jul 19, 2024
Property Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Document Number	00070779-3
Book / Page	70779 / 3
Instrument Date	Jul 19, 2024
Instrument	56480
Transaction Type	Construction Loan
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CENTER ST # STE20, STE20, JACKSON, WY 83001-8700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056481
Date	Jul 19, 2024
Instrument	56481

Lender

Name	ABL RPC RES CREDIT AC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 31, 2017
Property Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Document Number	57673-228
Book / Page	57673 / 228
Instrument	96260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 HAPGOOD ST, ATHOL, MA 01331-2920
Investor	Possibly a Property Investor

Mortgage

Document Number	576730231
Date	Aug 31, 2017
Instrument	57673/0231

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,411.00 (+6.49%)	$269,200 (+6.83%) Land $45,500 Building $223,700	$265,905 (-)
2025	$3,203.00 (+9.06%)	$252,000 (+10.09%) Land $43,700 Building $208,300	$265,905 (+2.94%)
2024	$2,937.00 (+3.05%)	$228,900 (+12.76%) Land $43,700 Building $185,200	$258,305
2023	$2,850.00	$203,000 Land $31,700 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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