Lonoke County property record for 685 Graham Rd, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,975 sqft · built 2021 |
| Lot Size | 27.8 acres (1,211,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Dec 2020) |
| Tax Bill | $3,380 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Construction Loan Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-08827-000 |
| Primary APN | 001-08827-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 3,547 sqft |
| 1st Floor Area | 2,575 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 1,211,839 sqft (27.8 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,088 sqft |
| Pool Area | 112 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 2,440 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 685 GRAHAM RD |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-7171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NW |
| Legal Range | 09W |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | T3N-R9W |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | GOODRUM |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20302 |
685 Graham Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Lonoke County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 THUNDERBIRD DR, CABOT, AR 72023-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE BANK |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Mar 23, 2006 |
| Deed Document Number | 202014862 |
| Transfer Doc | 0307000498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Dec 7, 2022 |
| Property Address | 685 GRAHAM RD, CABOT, AR 72023-7171 |
| Document Number | 0000013867 |
| Book / Page | 2022 / 13867 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022-13867 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 22, 2022 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 499 GRAHAM RD, CABOT, AR 72023-7134 |
| Name | Verified Name |
|---|---|
| Address | 685 GRAHAM RD, CABOT, AR 72023-7171 |
| Document Number | 0202213868 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022-13868 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 22, 2052 |
| Document Number | 0000013870 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 2022/13870 |
| Instrument | 2022-13870 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | LONOKE, AR 72086 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 22, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 685 GRAHAM RD, CABOT, AR 72023-7171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23 THUNDERBIRD DR, CABOT, AR 72023-9590 |
| Document Number | 0000010056 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2021/10056 |
| Instrument | 2021-10056 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | LONOKE, AR 72086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 685 GRAHAM RD, CABOT, AR 72023-7171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000002223 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 2022/2223 |
| Instrument | 2022-02223 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 685 Graham Rd was $3,380 with a homeowner's exemption, up 16.4% from the year before.
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,380.00 (+16.35%) Homeowner's exemption | $73,640 Land $3,010 Building $70,630 | $368,200 Land $15,050 Building $353,150 |
| 2024 | $2,905.00 (-2.52%) | ||
| 2023 | $2,980.00 Homeowner's exemption | $73,640 Land $3,010 Building $70,630 | $368,200 Land $15,050 Building $353,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 685 Graham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Graham Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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