Franklin County property record for 685 Garden Rd, Columbus, OH 43214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,149 sqft · built 1938 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $318,500 (Apr 2018) |
| Tax Bill | $5,385 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-084698 |
| Primary APN | 010-084698 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 799 sqft |
| Attic Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 198 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 685 GARDEN RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43214-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN RD HIGHLAND GARDENS LOT 298 |
| Legal Subdivision | HIGHLAND GARDENS |
| Legal Lot Number | 298 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 110 |
685 Garden Rd is owned and occupied by an individual who acquired it in March 2021.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 GARDEN RD, COLUMBUS, OH 43214-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 22, 2019 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| Apr 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on File |
| Deed Sale | Apr 24, 2018 · Amount on File |
| Prior Sale | Apr 24, 2018 · Amount on File |
| Deed Document Number | 0000053607 |
| Last Transfer Date | Mar 18, 2021 |
| Transfer Doc | 0000049113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 18, 2021 |
| Property Address | 685 GARDEN RD, COLUMBUS, OH 43214-2236 |
| Document Number | 0000049113 |
| Map Reference | MB 12 PG 3 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 202103180049113 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 GARDEN RD, COLUMBUS, OH 43214-2236 |
| Document Number | 0000049114 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 202103180049114 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 685 GARDEN RD, COLUMBUS, OH 43214-2236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060211 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 201905220060211 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 21, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Apr 24, 2018 |
| Property Address | 685 GARDEN RD, COLUMBUS, OH 43214-2236 |
| Document Number | 0000053607 |
| Map Reference | MB12 PG03 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 201804240053607 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | STEWART TITLE BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000053608 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 201804240053608 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,385.00 (+1.6%) Homeowner's exemption | $119,630 (-) Land $56,700 Building $62,930 | |
| 2023 | $5,300.00 (-3.64%) Homeowner's exemption | $119,630 (+12.81%) Land $56,700 Building $62,930 | $341,800 Land $162,000 Building $179,800 |
| 2022 | $5,500.00 Homeowner's exemption | $106,050 Land $45,780 Building $60,270 | |
| 2020 | $303,000 Land $130,800 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 685 Garden Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Garden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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