Lowndes County property record for 685 Fowler Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,950 sqft · built 1985 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,500 (May 2018) |
| Tax Bill | $1,041 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance May 2022 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 68W000001621 |
| Primary APN | 68W000001621 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,950 sqft Adjusted Area |
| 1st Floor Area | 1,505 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 022554 |
|---|---|
| Street Address | 685 FOWLER DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 SE4 685 FOWLER DR |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 29 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 406 |
685 Fowler Dr is owned and occupied by an individual who bought it in May 2018.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 FOWLER DR, COLUMBUS, MS 39702-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA |
| May 15, 2018 | Warranty Deed, Transfer BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on File |
| Deed Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 0020183050 |
| Deed Book / Page | 2018 / 3050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 685 FOWLER DR, COLUMBUS, MS 39702-8857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202227284 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 2022/27284 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 685 FOWLER DR, COLUMBUS, MS 39702-8857 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202212837 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2022/12837 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 15, 2018 |
| Property Address | 685 FOWLER DR, COLUMBUS, MS 39702-8857 |
| Document Number | 0020183050 |
| Book / Page | 002018 / 003050 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | REAL ESTATE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 FOWLER DR COLUMBUS MS 397028857, COLUMBUS, MS 39702-8857 |
| Document Number | 20189658 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 002018/009658 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 14, 2048 |
The 2025 property tax bill for 685 Fowler Dr was $1,041 with a homeowner's exemption, up 1.1% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,041.00 (+1.07%) Homeowner's exemption | $13,709 | $137,090 Land $20,060 Building $117,030 |
| 2024 | $1,030.00 (+20.19%) | ||
| 2023 | $857.00 Homeowner's exemption | $11,976 | $119,760 Land $20,060 Building $99,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 685 Fowler Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Fowler Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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