Charlotte Town property record for 685 Ferry Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $400,000 (Mar 2023) |
| Tax Bill | $4,104 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00061-0685 |
| Primary APN | (043) 00061-0685 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 935 sqft |
| Finished Basement | 935 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 685 FERRY RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 3501 |
685 Ferry Rd is owned by a company that acquired it in October 2025 and is owner-occupied.
Source: Charlotte Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Intrafamily Transfer, Transfer |
| Mar 20, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 1315209920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Oct 20, 2025 |
| Property Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
| Document Number | 1315209920 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 1315209920 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 685 FERRY RAOD, CHARLOTTE, VT 05445-9551 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Mar 20, 2023 |
| Property Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
| Document Number | DK195627328 |
| Instrument Date | Mar 17, 2023 |
| Instrument | DK 195627328 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.85 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
| Name | Verified Name |
|---|---|
| Address | 685 FERRY RD, CHARLOTTE, VT 05445-9551 |
The 2025 property tax bill for 685 Ferry Rd was $4,104 with a homeowner's exemption, down 17% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,104.00 (-17.01%) Homeowner's exemption | $326,400 (-) Land $180,000 Building $146,400 |
| 2024 | $4,945.00 | $326,400 Land $180,000 Building $146,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 685 Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Green Mountain Access.
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