685 Elm Rd, Shamokin, PA 17872 Property Records

Northumberland County property record for 685 Elm Rd, Shamokin, PA 17872

Property Summary

Property Type	Single Family Home
Lot Size	29.5 acres (1,288,940 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$2,118 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044-00-065-024-B`

Property Details

APN / Parcel Number

Primary APN	`044-00-065-024-B`

Exterior

Lot Area	1,288,940 sqft (29.5 acres)

Location & Zoning

Street Address	685 ELM RD
City	SHAMOKIN
State	PA
Zip	17872-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29.586 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	SHAMOKIN
Census Block Group	5
Census Block	5070
Census Tract	80800

Owner

685 Elm Rd is owned and occupied by an individual who acquired it in May 2024.

Source: Northumberland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COLUMBIA BANK & TRUST CO
Aug 2, 2024	Deed of Trust, Mortgage · Construction Mortgage SUSQUEHANNA COMMUNITY BANK
May 22, 2024	Deed, Transfer
Jun 10, 2021	Deed, Transfer
Jul 23, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	202110048
Deed Book / Page	3097 / 466
Last Transfer Date	May 22, 2024
Transfer Doc	003330/745
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Aug 4, 2026
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Document Number	0000011235
Book / Page	3497 / 874
Instrument Date	Jul 30, 2026
Instrument	202611235
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011235,
Date	Aug 4, 2026
Book Page	3497/874
Instrument	202611235

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	193 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 ELM RD, SHAMOKIN, PA 17872-7627

Mortgage

Document Number	003197/823
Date	Jul 22, 2022
Book Page	3197/823
Instrument	202211974

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 ELM RD, SHAMOKIN, PA 17872-7627

Mortgage

Document Number	003345/757
Date	Aug 2, 2024
Book Page	3345/757
Instrument	202410226

Lender

Name	SUSQUEHANNA COMMUNITY BANK
Type	Bank
Address	WEST MILTON, PA 17886

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 22, 2024
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Document Number	003330/745
Book / Page	3330 / 745
Map Reference	MB 54 PG 64
Instrument Date	May 16, 2024
Instrument	202406646
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$1,135.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 ELM RD, SHAMOKIN, PA 17872-7627

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jun 10, 2021
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Document Number	003097/466
Book / Page	3097 / 466
Instrument Date	May 16, 2021
Instrument	202110048
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 BLUE CHURCH ROAD, COMMONWEALTH, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 BEAR GAP RD, ELYSBURG, PA 17824-9118

July 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jul 23, 2010
Property Address	685 ELM RD, SHAMOKIN, PA 17872-7627
Document Number	002242/437
Book / Page	2242 / 437
Map Reference	MB54 PG64
Instrument Date	Jul 22, 2010
Instrument	201010538
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$2,953.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 CEDAR RD, PAXINOS, PA 17860-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 BLUE CHURCH RD, PAXINOS, PA 17860-7215

Tax Assessment & Valuation

The 2026 property tax bill for 685 Elm Rd was $2,118.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Shamokin Township
Unified School District	Shamokin Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00	$24,770 Land $6,290 Building $18,480
2024	$1,805.00	$24,770 (-) Land $6,290 Building $18,480
2023	$1,805.00	$24,770 Land $6,290 Building $18,480
1972			$24,770 Land $6,290 Building $18,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 685 Elm Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1994–2018)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 8 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Elm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyPacket.

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures