685 E Valley Rd, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 685 E Valley Rd, Oconomowoc, WI 53066

Property Summary

Property Type	Commercial
Lot Size	1.33 acres (58,370 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Jun 2018)
Tax Bill	$16,519 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0612-997-007`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0612-997-007`

Exterior

Architectural Style	Condo/Apartment
Lot Area	58,370 sqft

Location & Zoning

Street Address	685 E VALLEY RD
City	OCONOMOWOC
State	WI
Zip	53066-4766
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	UNIT 37 VESPERA AT PORTICELLO CONDOMINIUM & THE UNDIV INTEREST IN THE COMMON AREAS CREATED UNDER DECLARATION RECORDED AS DOC #3388444 AND ANY AND ALL AMENDMENTS THERETO; BEING PT LOTS 1-3 CSM #7326 PT SW1/4 SEC 9 T7N R17E :: RECIPROCAL ACCESS EASEMEN
Legal Range	17E
Legal Township	7N
Legal Section	9
Legal Subdivision	VESPERA AT PORTICELLO CONDOMINIUM
Legal Lot Number	37
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	1
Census Block	1007
Census Tract	204302

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	687 LAC LA BELLE DR, OCONOMOWOC, WI 53066-1501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage CEH FINANCIAL LLC
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Oct 21, 2019	Deed of Trust, Mortgage IXONIA BK
Sep 16, 2019	Trustee's Deed, Construction Loan · Line of Credit IXONIA BK
Jun 20, 2018	Condominium Deed, Transfer · Line of Credit CEH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	20184345661
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	685 E VALLEY RD # 37, 37, OCONOMOWOC, WI 53066-4766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004358782
Date	Aug 31, 2018
Instrument	4358782

Lender

Name	CEH FINANCIAL LLC
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	685 E VALLEY RD # 37, 37, OCONOMOWOC, WI 53066-4766
Document Number	0004430826
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 E VALLEY RD OCONOMOWOC WI 530664766, OCONOMOWOC, WI 53066-4766

Mortgage

Document Number	0004430826
Date	Oct 24, 2019
Instrument	4430826

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	685 E VALLEY RD # 37, 37, OCONOMOWOC, WI 53066-4766
Document Number	0004431086
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 E VALLEY RD OCONOMOWOC WI 530664766, OCONOMOWOC, WI 53066-4766

Mortgage

Document Number	0004431086
Date	Oct 25, 2019
Instrument	4431086

Lender

Name	IXONIA BK
Type	Bank
Address	1046 MARIETTA AVE # VE, IXONIA, WI 53036-9498

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2029

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WAUKESHA WI
Recording Date	Sep 16, 2019
Property Address	685 E VALLEY RD # 37, 37, OCONOMOWOC, WI 53066-4766
Instrument Date	Sep 11, 2019
Instrument	4421463
Transaction Type	Construction Loan
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 E VALLEY RD OCONOMOWOC WI 530664766, OCONOMOWOC, WI 53066-4766

Mortgage

Document Number	0004421463
Date	Sep 16, 2019
Instrument	4421463

Lender

Name	IXONIA BK
Type	Bank
Address	1046 MARIETTA AVE, IXONIA, WI 53036-9498

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

Interest

Rate Type	Adjustable Rate

June 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jun 20, 2018
Property Address	685 E VALLEY RD # 37, 37, OCONOMOWOC, WI 53066-4766
Document Number	0004345661
Map Reference	DOC4016744
Instrument Date	Jun 18, 2018
Instrument	4345661
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 WESTROWN PWY 300, 300, WEST DES MOINES, IA 50266-6740

Mortgage

Document Number	0004345662
Date	Jun 20, 2018
Instrument	4345662

Lender

Name	CEH FINANCIAL LLC
Type	Non-Lending Institution
Address	BYRON CENTER, MI 49315

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,519.00 (+5.35%)	$1,598,100 (+15%) Land $600,000 Building $998,100	$1,621,700 (+11.83%)
2023	$15,680.00	$1,389,600 Land $600,000 Building $789,600	$1,450,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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