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685 E Tugalo St, Toccoa, GA 30577 Property Records

Stephens County property record for 685 E Tugalo St, Toccoa, GA 30577 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1993
Square Footage5,372 sqft Heated Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$349,900 (2020)
Tax Bill$6,812.00 (2025)

Property Details

APN / Parcel Number

Primary APNT26 206
Alternative APN
  • 605200

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms13 Rooms
Building Area5,372 sqft Heated Area
Basement Area1,438 sqft Basement
Finished Basement1,438 sqft Finished
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1993
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area19,602 sqft (0.45 acres)
Garage Area576 sqft Garage

Exterior Amenities

Pool Area512 sqft Pool
Deck Area396 sqft Deck
Patio Area1,364 sqft Patio
Porch Area1,088 sqft Porch
TopographyGentle Slope Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number605200
Street Address685 E TUGALO ST
CityTOCCOA
StateGA
Zip30577-2135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & PT LOT 3 BLK 3 UPLAND TERRACE S/D
Legal SubdivisionUPLAND TERRACE
Legal Block3
Legal Lot Number2,3
JurisdictionSTEPHENS GA
Minor Civil DivisionTOCCOA
Census Blockgroup3
Census Block3002
Census Tract970102

Owner

Source: Stephens County records · APN T26 206

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address685 E TUGALO ST, TOCCOA, GA 30577-2135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Grant Deed, Transfer · Conventional Mortgage
HOMESTAR FIN'L
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Apr 03, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTAR FIN'L
Apr 03, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleMar 31, 2017 · Amount on Record
Deed Doc Number20201385
Deed Book / Page1230 / 153
Prior Transfer DateFeb 08, 2006
Prior Transfer Doc0007460143
Record RefreshedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateNov 25, 2020
Property Address685 E TUGALO ST, TOCCOA, GA 30577-2135
Document Number0012300153
Book / Page001230 / 000153
Instrument DateNov 23, 2020
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E TUGALO ST TOCCOA GA 305772135, TOCCOA, GA 30577-2135

Mortgage

Document Number12300155
DateNov 25, 2020
Book Page001230/000155
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 24, 2035

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address685 E TUGALO ST, TOCCOA, GA 30577-2135
Document Number0012420001
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address685 E TUGALO ST TOCCOA GA 305772135, TOCCOA, GA 30577-2135

Mortgage

Document Number0012420001
DateMar 05, 2021
Book Page001242/000001
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateApr 03, 2017
Property Address685 E TUGALO ST, TOCCOA, GA 30577-2135
Document Number0011170452
Book / Page001117 / 000452
Instrument DateMar 31, 2017
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$277.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address685 E TUPELO ST TOCCOA GA 30577, TOCCOA, GA 30577

Mortgage

Document Number11170456
DateApr 03, 2017
Book Page001117/000456
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2047

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateApr 03, 2017
Property Address685 E TUGALO ST, TOCCOA, GA 30577-2135
Document Number0011170450
Book / Page001117 / 000450
Instrument DateMar 29, 2017
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,812.00 (+39.28%) Homeowner's exemption$236,905 (+69.23%) Land $6,366 Building $230,539$592,264 (+69.23%) Land $15,916 Building $576,348
2023$4,891.00 (+4.82%) Homeowner's exemption$139,990 (+6.1%) Land $6,366 Building $133,624$349,976 (+6.1%) Land $15,916 Building $334,060
2022$4,666.00 Homeowner's exemption$131,938 Land $6,366 Building $125,572$329,847 Land $15,916 Building $313,931

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