685 E Square Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 685 E Square Lake Rd, Troy, MI 48085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage2,322 sqft Living Area
Lot Size65,340 sqft (1.5 acres)
OccupancyOwner Occupied
Last Sale$383,000 (2021)
Tax Bill$5,438.00 (2025)

Owner

Source: Oakland County records · APN 88-20-03-451-017

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address685 E SQUARE LAKE RD, TROY, MI 48085-3169
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Small Business Association Mortgage
FIRST INTERNET BANK OF INDIANA
Oct 06, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
ROCKET MORTGAGE LLC
Sep 13, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2021 · Amount on Record
Deed SaleOct 06, 2021 · Amount on Record
Prior SaleDec 13, 2012 · Amount on Record
Deed Doc Number2021237690
Deed Book / Page56957 / 594
Prior Transfer DateSep 06, 2021
Prior Transfer Doc0000218932
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address685 E SQUARE LAKE RD, TROY, MI 48085-3169
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E SQUARE LAKE RD, TROY, MI 48085-3169

Mortgage

Document Number0000117523
DateSep 19, 2025
Book Page60538/754
Instrument117523
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
AddressFISHERS, IN 46038
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term246 Months
DueMar 26, 2046

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 06, 2021
Property Address685 E SQUARE LAKE RD, TROY, MI 48085-3169
Document Number0000237690
Book / Page56957 / 594
Map ReferenceLB 58 PG 23
Instrument DateSep 24, 2021
Instrument237690
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,293.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address685 E SQUARE LAKE RD, TROY, MI 48085-3169

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 CROFT HILL DR, ROCHESTER HILLS, MI 48306-3277

Mortgage

Document Number0000237691
DateOct 06, 2021
Book Page56957/603
Instrument237691
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateSep 13, 2021
Property Address685 E SQUARE LAKE RD, TROY, MI 48085-3169
Document Number0000218932
Book / Page56833 / 690
Instrument DateSep 06, 2021
Instrument218932
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 TRILLIUM DR, ROCHESTER HILLS, MI 48307

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,438.00 (-4.63%)
2023$328,760
2022$5,702.00$164,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 12% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-03-451-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,322 sqft Living Area
1st Floor2,285 sqft 1st Floor
Basement Area2,285 sqft Basement
Unfinished Basement2,285 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Lot Area65,340 sqft (1.5 acres)
Depth X Width463 ft x 110 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage
Porch Area246 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address685 E SQUARE LAKE RD
CityTROY
StateMI
Zip48085-3169
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 GOLF ESTATES LOT 58
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionGOLF ESTATES
Legal Lot Number58
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1022
Census Tract196200

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