685 E Central Rd, Coldwater, MI 49036 Property Records

Branch County property record for 685 E Central Rd, Coldwater, MI 49036 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size40,075 sqft (0.92 acres)
OccupancyOwner Occupied
Tax Bill$2,261.00 (2025)

Owner

Source: Branch County records · APN 110-013-200-005-99

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address685 E CENTRAL RD, COLDWATER, MI 49036-9125
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address685 E CENTRAL RD, COLDWATER, MI 49036-9125
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-00648
DateJan 30, 2018
Instrument2018-00648
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressCOLDWATER, MI 49036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionOvid Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$249,845 (+5.6%)$499,690 (+5.6%)
2025$2,261.00 (+2.54%)$236,605$473,210
2024$2,205.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN110-013-200-005-99

Exterior

Lot Area40,075 sqft (0.92 acres)

Location & Zoning

Street Address685 E CENTRAL RD
CityCOLDWATER
StateMI
Zip49036-9125
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM 759.14 FT W & S 33DEG W 973.61 FT & S 75DEG W 72.69 FT & S 61DEG W 160.10 FT FROM NE COR OF SEC TO BEG & TH N 22DEG 43MIN
Legal Range06W
Legal Township07S
Legal Section13
JurisdictionBRANCH MI
Minor Civil DivisionOVID
Census Blockgroup1
Census Block1018
Census Tract951000

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