685 E 400 N, Providence, UT 84332 Property Records

Cache County property record for 685 E 400 N, Providence, UT 84332

Property Summary

Property TypeSingle Family Home
Details2,211 sqft · built 2022
Lot Size0.519 acres (22,651 sqft)
OwnerCompany Name on Record
Tax Bill$283 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
May 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-305-0020

Property Details

APN / Parcel Number

Primary APN02-305-0020

Interior

Building Area2,211 sqft Living Area

Exterior

Year BuiltBuilt 2022
Lot Area22,651 sqft (0.519 acres)

Location & Zoning

Street Address685 E 400 N
CityPROVIDENCE
StateUT
Zip84332-9229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 20 OF SHORELINE ESTATES PHASE 1 CONT 0.52 AC
JurisdictionCACHE UT
Township / Civil DivisionLOGAN
Census Block Group3
Census Block3017
Census Tract1102

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address685 E 400 N, PROVIDENCE, UT 84332-9229
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
May 2, 2022Deed of Trust, Mortgage · Construction Mortgage
GOLDENWEST FCU
Dec 22, 2021Warranty Deed, Transfer
NORTHERN TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021
Deed SaleDec 22, 2021
Deed Document Number1308079
Deed Book / Page2309 / 1371
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address685 E 400 N, PROVIDENCE, UT 84332-9229
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 N 200 W ST, ST GEORGE, UT 84770-2708
InvestorPossibly a Property Investor

Mortgage

Document Number002505/887
DateSep 15, 2025
Book Page2505/887
Instrument1383350
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2045

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address685 E 400 N, PROVIDENCE, UT 84332-9229
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 W 3300 S C, C, WEST HAVEN, UT 84401-9083

Mortgage

Document Number02336/1390
DateMay 2, 2022
Book Page2336/1390
Instrument1318802
Lender
NameGOLDENWEST FCU
TypeCredit Union
AddressOGDEN, UT 84403
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCACHE UT
Recording DateDec 22, 2021
Property Address685 E 400 N, PROVIDENCE, UT 84332-9229
Document Number02309/1371
Book / Page2309 / 1371
Instrument DateDec 21, 2021
Instrument1308079
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyNORTHERN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 W 3300 S STE C, C, WEST HAVEN, UT 84401-9083

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateUtah
CountyCache County
MunicipalityProvidence City
Unified School DistrictCache School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283.00 (-87.29%)$398,080 (+45.49%)$723,785 (+45.49%) Land $190,500 Building $533,285
2023$2,226.00$273,610$497,469 Land $200,000 Building $297,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 65% of Utah
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE CITY WATER SYSTEM
serves 9,690 people · EPA ID UTAH03017
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strata Networks
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
SenaWave
Fiber
1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless · Fiber in parts of the area
499 / 285
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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