685 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 685 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1 ba · 576 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Jul 2025)
Tax Bill	$801 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99-14-308-031`

Property Details

APN / Parcel Number

Primary APN	`99-14-308-031`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Base Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	66 ft deep x 55.2 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	685 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S D 1904 LOTS 12 13 15 16 & 17BLK 71 S 1/2 LOT 34
Legal Subdivision	CITY GALESBURG
Legal Block	71
Legal Lot Number	12-34
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	4
Census Block	4021
Census Tract	1000

Owner

685 E 3rd St is owned by a company that bought it in July 2025 and is owner-occupied.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1461 APPLETON CT, DAHINDA, IL 61428-9348
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed, Transfer · Commercial Mortgage TOMPKINS STATE BANK
Aug 12, 2022	Deed, Transfer
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Jul 9, 2025 · Amount on File
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX IL
Recording Date	Jul 9, 2025
Property Address	685 E 3RD ST, GALESBURG, IL 61401-6119
Document Number	0001099958
Instrument Date	Jul 8, 2025
Instrument	1099958
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 APPLETON CT, DAHINDA, IL 61428-9348

Mortgage

Document Number	0001099959
Date	Jul 9, 2025
Instrument	1099959

Lender

Name	TOMPKINS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 8, 2030

Interest

Rate Type	Fixed Rate
Rate	7.25%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX IL
Recording Date	Aug 12, 2022
Property Address	685 E 3RD ST, GALESBURG, IL 61401-6119
Document Number	0001081439
Instrument Date	Aug 11, 2022
Instrument	1081439
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 CLAY ST, GALESBURG, IL 61401-6206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 CLAY ST, GALESBURG, IL 61401-6206

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Aug 11, 2022
Property Address	685 E 3RD ST, GALESBURG, IL 61401-6119
Document Number	0001081424
Instrument Date	Aug 1, 2022
Instrument	1081424
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 CLAY ST, GALESBURG, IL 61401-6206

Mortgage

Document Number	0001081425
Date	Aug 11, 2022
Instrument	1081425

Lender

Name	IH MISSISSIPPI VALLEY CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 685 E 3rd St was $801 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$801.00	$14,650 Land $1,630 Building $13,020	$43,950 Land $4,890 Building $39,060
2022	$875.00	$9,240 Land $1,490 Building $7,750	$27,720 Land $4,470 Building $23,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 E 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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