685 Currahee Pt, Toccoa, GA 30577 Property Records

Stephens County property record for 685 Currahee Pt, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 2020)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064D 015`

Property Details

APN / Parcel Number

Primary APN	`064D 015`
Alternative APN	`279500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Gentle Slope
Garage Area	480 sqft
Porch	Porch
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	279500
Old Parcel Number	064D 015
Street Address	685 CURRAHEE PT
City	TOCCOA
State	GA
Zip	30577-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 33 SEC 2 CURRAHEE POINT S/D
Legal Subdivision	CURRAHEE POINT
Legal Lot Number	33
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2010
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 CURRAHEE PT, TOCCOA, GA 30577-7357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Mar 3, 2021	Deed of Trust, Mortgage UNITED CMNTY BK
Dec 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	May 12, 2006 · Amount on Record
Deed Document Number	0000123454
Deed Book / Page	1234 / 54
Last Transfer Date	Dec 23, 2020
Transfer Doc	0012340054
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	685 CURRAHEE PT, TOCCOA, GA 30577-7357
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CURRAHEE PT, TOCCOA, GA 30577-7357

Mortgage

Document Number	0012990000000156
Date	Jun 3, 2022
Book Page	0000001299/0000000156
Instrument	000904

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	685 CURRAHEE PT, TOCCOA, GA 30577-7357
Document Number	0012410418
Instrument Date	Mar 3, 2021
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 CURRAHEE PT TOCCOA GA 30577, TOCCOA, GA 30577

Mortgage

Document Number	0012410418
Date	Mar 4, 2021
Book Page	001241/000418

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 23, 2020
Property Address	685 CURRAHEE PT, TOCCOA, GA 30577-7357
Document Number	0012340054
Book / Page	001234 / 000054
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CURRAHEE PT TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (-8.73%) Homeowner's exemption Senior Citizen's exemption	$150,491 (+63.43%) Land $7,895 Building $142,596	$376,228 (+63.43%) Land $19,738 Building $356,490
2023	$2,681.00	$92,081 Land $7,895 Building $84,186	$230,204 Land $19,738 Building $210,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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