Clinton County and Plattsburgh Town property record for 685 Cumberland Head Rd, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 2005 |
| Lot Size | 0.347 acres (15,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2012) |
| Tax Bill | $12,330 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 094200 208.-1-18 |
| Primary APN | 094200 208.-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 15,150 sqft (0.347 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 508 sqft |
| Patio Area | 119 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 685 CUMBERLAND HEAD RD |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-6808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 5 PAT CHP |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PLATTSBURGH |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 100800 |
685 Cumberland Head Rd is owned and occupied by an individual who bought it in June 2012.
Source: Clinton County and Plattsburgh Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DANNEMORA FEDERAL CREDIT UNION |
| Feb 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2012 · Amount on File |
| Deed Sale | Jun 1, 2012 · Amount on File |
| Prior Sale | Nov 15, 2004 · Amount on File |
| Deed Book / Page | 20122 / 48428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 685 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000335860 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 20240-00335860 |
| Name | DANNEMORA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 685 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000322561 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 20220-00322561 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2026 property tax bill for 685 Cumberland Head Rd was $12,330, up 241.5% from the year before.
Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Plattsburgh Town |
| Unified School District | Beekmantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,330.00 (+241.46%) | ||
| 2025 | $3,611.00 | $552,900 Land $157,400 Building $395,500 | $584,600 Land $166,424 Building $418,176 |
| 2023 | $340,000 Land $132,900 Building $207,100 | $400,000 Land $156,353 Building $243,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Cumberland Head Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1978–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Cumberland Head Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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