685 Crescent Valley Dr, Jackson, KY 41339 Property Records

Breathitt County property record for 685 Crescent Valley Dr, Jackson, KY 41339

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2001
Lot Size1.9 acres (82,808 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Aug 2022)
Tax Bill$2,579 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN085-00-00-046.11

Property Details

APN / Parcel Number

Primary APN085-00-00-046.11
Alternative APNs
  • 10154
  • 7359

Interior

Stories1 Story
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Lot Area82,808 sqft (1.9 acres)
Lot Dimensions255 ft deep x 200 ft wide
DrivewayConcrete Driveway

Location & Zoning

Account Number7359
Street Address685 CRESCENT VALLEY DR
CityJACKSON
StateKY
Zip41339-6518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.90 AC 1 HOUSE
Legal SubdivisionSHACKS BRANCH
JurisdictionBREATHITT KY
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1020
Census Tract920301

Owner

685 Crescent Valley Dr is owned and occupied by an individual who bought it in August 2022.

Source: Breathitt County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2018Deed of Trust, Mortgage · ARM
CITIZENS BANK & TRUST CO
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 3, 2020Deed, Transfer · ARM
CITIZENS BANK & TRUST
Aug 4, 2015Deed, Transfer · Line of Credit
CITIZENS BANK & TRUST CO OF JACKSON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2022 · Amount on File
Deed SaleAug 30, 2022 · Amount on File
Prior SaleAug 4, 2015 · Amount on File
Deed Document Number2022125234
Deed Book / Page267 / 181
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREATHITT KY
Recording DateAug 7, 2026
Property Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
Document Number0000135207
Book / Page183 / 302
Instrument DateJul 25, 2026
Instrument2026135207
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518

Mortgage

Document Number0000135207,
DateAug 7, 2026
Book Page183/302
Instrument2026135207
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREATHITT KY
Property Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00M160/608
DateOct 1, 2018
Book PageM160/608
Instrument118439
Lender
NameCITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2023
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year CMT

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREATHITT KY
Recording DateSep 23, 2022
Property Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
Document Number00D267/181
Book / PageD267 / 181
Map ReferenceDB 198 PG 18
Instrument DateAug 15, 2022
Instrument125234
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 MAIN ST, JACKSON, KY 41339-1110

Mortgage

Document Number0000125235
DateSep 23, 2022
Instrument125235
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionBREATHITT KY
Recording DateJan 3, 2020
Property Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
Document Number00D260/774
Book / PageD260 / 774
Map ReferenceDB 198 PG 18
Instrument DateDec 24, 2019
Instrument120705
Transaction TypeTransfer
Record UpdatedMay 2, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2388 HIGHWAY 15 N, JACKSON, KY 41339-9406

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
InvestorPossibly a Property Investor

Mortgage

Document Number00M164/465
DateJan 3, 2020
Book PageM164/465
Instrument120706
Lender
NameCITIZENS BANK & TRUST
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term372 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index5-Year CMT

August 2015: Deed, Transfer

Document TypeDeed
JurisdictionBREATHITT KY
Recording DateAug 4, 2015
Property Address685 CRESCENT VALLEY DR, JACKSON, KY 41339-6518
Document Number00D249/662
Book / PageD249 / 662
Instrument DateJul 24, 2015
Instrument112197
Transaction TypeTransfer
Record UpdatedMay 2, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2388 HIGHWAY 15 N, JACKSON, KY 41339-9406

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HEDGEAPPLE RD, CAMPTON, KY 41301-9607
InvestorPossibly a Property Investor

Mortgage

Document Number00M150/437
DateAug 4, 2015
Book PageM150/437
Instrument112198
Lender
NameCITIZENS BANK & TRUST CO OF JACKSON
TypeBank
AddressJACKSON, KY 41339
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2045
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2020
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6.25%
Index5-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 685 Crescent Valley Dr was $2,579.

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBreathitt County
Unified School DistrictBreathitt County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,579.00$180,000 Land $40,000 Building $140,000$180,000 Land $40,000 Building $140,000
2023$2,471.00$180,000$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Crescent Valley Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (2021–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 7 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Crescent Valley Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 86% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON MUNICIPAL WATER WORKS
serves 4,704 people · EPA ID KY0130208
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureColiform assessment
Oct 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Thacker-Grigsby Telephone
Fiber
1,000 / 1,000

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