685 Cragmont Ave, Berkeley, CA 94708 Property Records

Alameda County property record for 685 Cragmont Ave, Berkeley, CA 94708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1933
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on Record
Tax Bill	$8,273 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-2956-46`

Property Details

APN / Parcel Number

Primary APN	`63-2956-46`
Alternative APN	`063-2956-046-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)

Location & Zoning

Street Address	685 CRAGMONT AVE
City	BERKELEY
State	CA
Zip	94708-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00046 BLK: AR: 0063 PAGE: 2956
Legal Subdivision	NORTH CRAGMONT
Legal Block	9
Legal Lot Number	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2008
Census Tract	421100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	685 CRAGMONT AVE, BERKELEY, CA 94708-1329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 13, 2013
Transfer Doc	0000104682
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	685 CRAGMONT AVE, BERKELEY, CA 94708-1329
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CRAGMONT AVE, BERKELEY, CA 94708-1329

Mortgage

Document Number	0000080382
Date	Feb 25, 2021
Instrument	2021080382

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	685 CRAGMONT AVE, BERKELEY, CA 94708-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116341
Date	May 20, 2020
Instrument	2020116341

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	685 CRAGMONT AVE, BERKELEY, CA 94708-1329
Document Number	0000057081
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CRAGMONT AVE BERKELEY CA 947081329, BERKELEY, CA 94708-1329

Mortgage

Document Number	0000057081
Date	Mar 21, 2018
Instrument	57081

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,872 (-1.19%) Land $156,711 Building $67,161
2025	$8,273.00 (+22.8%) Homeowner's exemption	$219,483 (+4.04%) Land $153,638 Building $65,845
2023	$6,737.00 Homeowner's exemption	$210,961 Land $147,673 Building $63,288	$1,407,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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