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685 Capon Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 685 Capon Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,259 sqft · built 1989
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$252,000 (Jul 2024)
Tax Bill$3,756 (2025)
Deeds & MortgagesSep 2023 Transfer
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2600-00019.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2600-00019.0
Alternative APN
  • 22219

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,259 sqft Living Area
Gross Area1,979 sqft
1st Floor Area1,259 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area756 sqft
PorchScreened Porch
Porch Area304 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address685 CAPON TER
CitySEBASTIAN
StateFL
Zip32958-5942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 260 LOT 19 PBI 6-37C
Legal Range38E
Legal Township31S
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block260
Legal Lot Number19
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2048
Census Tract50809

Owner

685 Capon Ter is owned and occupied by two individuals who bought it in July 2024.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address685 CAPON TER, SEBASTIAN, FL 32958-5942
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Intrafamily Transfer, Transfer
Jun 22, 2021Warranty Deed, Transfer
LANDCASTLE TITLE LLC
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2024 · Amount on File
Deed SaleJul 31, 2024 · Amount on File
Prior SaleJun 22, 2021 · Amount on File
Deed Document Number202437272
Deed Book / Page3715 / 486
Prior Transfer DateSep 21, 2023
Prior Transfer Doc0036510566
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateSep 21, 2023
Property Address685 CAPON TER, SEBASTIAN, FL 32958-5942
Document Number0036510566
Book / Page3651 / 566
Map ReferenceMB 6 PG 37
Instrument DateSep 21, 2023
Instrument3120230047973
Transaction TypeTransfer
Record UpdatedOct 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1416 ZOT ST, VERO BEACH, FL 32960

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address685 CAPON TER, SEBASTIAN, FL 32958-5942

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 22, 2021
Property Address685 CAPON TER, SEBASTIAN, FL 32958-5942
Document Number0034352319
Book / Page3435 / 2319
Map ReferenceMB 6 PG 37
Instrument DateJun 17, 2021
Instrument3120210045102
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyLANDCASTLE TITLE LLC

Transaction

AmountAmount on Record
Tax$1,764.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3054 STERLING RIDGE CIR, 3054, SPARKS, NV 89431-4811

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 CAPON TER, SEBASTIAN, FL 32958-5942

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 26, 2019
Property Address685 CAPON TER, SEBASTIAN, FL 32958-5942
Document Number0032260657
Book / Page003226 / 000657
Instrument DateJul 18, 2019
Instrument44450
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,305.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 MABRY ST SEBASTIAN FL 329585738, SEBASTIAN, FL 32958-5738

Mortgage

Document Number32260659
DateJul 26, 2019
Book Page003226/000659
Instrument44451
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 685 Capon Ter was $3,756.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,756.00$247,898 Land $57,800 Building $190,098$247,898 Land $57,800 Building $190,098
2023$2,464.00 (+1.73%)$182,282 (+3%)$244,298 (+22.43%) Land $54,400 Building $189,898
2022$2,422.00$176,973$199,540 Land $30,600 Building $168,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Capon Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Capon Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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