Charleston County property record for 685 Cain Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,207 sqft · built 1992 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,342 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 535-03-00-050 |
| Primary APN | 535-03-00-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Upper Floors Area | 1,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 258 ft deep x 133 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 685 CAIN DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SOMERSET POINT DESCRIPTION -LOT 43 |
| Legal Subdivision | SOMERSET POINT |
| Legal Lot Number | 43 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 4622 |
685 Cain Dr is owned and occupied by an individual who acquired it in June 2021.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 CAIN DR, MOUNT PLEASANT, SC 29464-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2021 |
| Transfer Doc | 10090322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 30, 2021 |
| Property Address | 685 CAIN DR, MOUNT PLEASANT, SC 29464-5145 |
| Document Number | 10090322 |
| Book / Page | 1009 / 322 |
| Map Reference | MB BR PG 123 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 CAIN DR, MT PLEASANT, SC 29464-5145 |
| Document Number | 1009323 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 1009/323 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 685 CAIN DR, MOUNT PLEASANT, SC 29464-5145 |
| Document Number | 0818/0944 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 685 CAIN DR MOUNT PLEASANT SC 294645145, MOUNT PLEASANT, SC 29464-5145 |
| Document Number | 0818/0944 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 000818/000944 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 685 Cain Dr was $2,342, up 25.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 (+25.85%) | $598,480 (+3,172.17%) Land $210,680 Building $387,800 | $1,100,000 Land $500,000 Building $600,000 |
| 2024 | $1,861.00 | $18,290 | |
| 2022 | $1,704.00 | $18,290 | $457,200 Land $183,200 Building $274,000 |
| 2020 | $457,200 Land $183,200 Building $274,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Cain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 6 (1989–2017) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Cain Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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