Defiance County property record for 685 Burning Tree Dr, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,370 sqft · built 2010 |
| Lot Size | 0.35 acres (15,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2017) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J050019C00700 |
| Primary APN | J050019C00700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 7,028 sqft |
| 1st Floor Area | 2,370 sqft |
| Basement Area | 2,370 sqft |
| Finished Basement | 256 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,229 sqft (0.35 acres) |
| Lot Dimensions | 157 ft deep x 97 ft wide |
| Garage Type | Attached - Unfinished |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 330 sqft |
| Patio Area | 558 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 685 BURNING TREE DR |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-8561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KETTENRING HILLS SEC ADD LOT 7 |
| Legal Subdivision | KETTENRING HILLS |
| Legal Lot Number | 7 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 958500 |
685 Burning Tree Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Nov 4, 2019 | Deed of Trust, Mortgage MIDWEST COMMUNITY FCU |
| Jul 21, 2020 | Deed of Trust, Mortgage THE FARMERS & MERCHANTS BANK |
| Oct 6, 2017 | Warranty Deed, Transfer MIDWEST COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Sep 10, 2004 · Amount on File |
| Deed Document Number | 20174239 |
| Deed Book / Page | 407 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000449/427 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 449/427 |
| Instrument | 202200002514 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 423/1476 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 423/1476 |
| Instrument | 201900004357 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 429/2641 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 429/2641 |
| Instrument | 202000003207 |
| Name | THE FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Oct 6, 2017 |
| Property Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Document Number | 407/0431 |
| Book / Page | 407 / 0431 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 201700004239 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 BURNING TREE DR, DEFIANCE, OH 43512-8561 |
| Document Number | 201700004240 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 201700004240 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 685 Burning Tree Dr was $4,628.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Richland Township |
| Municipality | Defiance City |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 | $141,430 (-) Land $12,640 Building $128,790 | |
| 2024 | $4,628.00 (-1.36%) | $141,430 (-) Land $12,640 Building $128,790 | $404,090 (+%) Land $36,110 Building $367,980 |
| 2023 | $4,692.00 (+9.91%) | $141,430 (+30.12%) Land $12,640 Building $128,790 | $404,085 Land $36,114 Building $367,971 |
| 2022 | $4,269.00 | $108,690 Land $12,640 Building $96,050 | |
| 2020 | $310,550 Land $36,110 Building $274,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 685 Burning Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–2005) |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Burning Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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