Seminole County property record for 685 Broadoak Loop, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,217 sqft · built 2004 |
| Lot Size | 0.303 acres (13,180 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Feb 2020) |
| Tax Bill | $6,289 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-19-30-511-0000-4880 |
| Primary APN | 19-19-30-511-0000-4880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,217 sqft Living Area |
| Gross Area | 3,908 sqft |
| 1st Floor Area | 2,983 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,180 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 685 BROADOAK LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 488 LAKE FOREST SEC 10A PB 56 PGS 72 - 75 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 19 |
| Legal Subdivision | LAKE FOREST SECTION 10A |
| Legal Tract | 511 |
| Legal Lot Number | 488 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20706 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 BROADOAK LOOP, SANFORD, FL 32771-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Nov 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 202022008 |
| Deed Book / Page | 9546 / 640 |
| Prior Transfer Date | Nov 7, 2018 |
| Prior Transfer Doc | 0092510565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 685 BROADOAK LOOP, SANFORD, FL 32771-7106 |
| Document Number | 0097040233 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 685 BROADOAK LOOP SANFORD FL 327717106, SANFORD, FL 32771-7106 |
| Document Number | 0097040233 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 009704/000233 |
| Instrument | 102085 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 685 BROADOAK LOOP, SANFORD, FL 32771-7106 |
| Document Number | 0095460640 |
| Book / Page | 009546 / 000640 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 22008 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 BROADOAK LOOP SANFORD FL 327717106, SANFORD, FL 32771-7106 |
| Document Number | 95460642 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 009546/000642 |
| Instrument | 22009 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 685 BROADOAK LOOP, SANFORD, FL 32771-7106 |
| Document Number | 0092510565 |
| Book / Page | 009251 / 000565 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 131190 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 685 BROADOAK LOOP SANFORD FL 327717106, SANFORD, FL 32771-7106 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,289.00 (+8.83%) Homeowner's exemption | $478,320 (+5.99%) | $629,703 (+12.22%) Land $225,000 Building $404,703 |
| 2023 | $5,779.00 (+2.46%) Homeowner's exemption | $451,301 (+3%) | $561,141 (+0.86%) Land $97,500 Building $463,641 |
| 2022 | $5,640.00 Homeowner's exemption | $438,156 | $556,383 Land $97,500 Building $458,883 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 98 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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