685 Breezy Bay Ln, Sumter, SC 29150 Property Records

Sumter County property record for 685 Breezy Bay Ln, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,993 sqft · built 2007
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,000 (Aug 2017)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184-11-04-001`

Property Details

APN / Parcel Number

Primary APN	`184-11-04-001`
Alternative APN	`17497`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,993 sqft Living Area
1st Floor Area	2,993 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,829 sqft (0.569 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	364 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17497
Old Parcel Number	184 11 04 001
Street Address	685 BREEZY BAY LN
City	SUMTER
State	SC
Zip	29150-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 2006-220 .57 AC PB01-434&239
Legal Subdivision	TIMBERLINE MDWS PH 05
Legal Lot Number	123 2006
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2000
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	685 BREEZY BAY LN, SUMTER, SC 29150-5331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	0001236565
Deed Book / Page	1236 / 565
Record Updated	Jun 8, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 16, 2017
Property Address	685 BREEZY BAY LN, SUMTER, SC 29150-5331
Document Number	0012360565
Book / Page	1236 / 0565
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 BREEZY BAY LN, SUMTER, SC 29150-5331

Mortgage

Document Number	0012360569
Date	Aug 16, 2017
Book Page	1236/0569

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (+6.71%)	$15,240 (+1.53%) Land $1,492 Building $13,748	$388,131 (-) Land $38,000 Building $350,131
2023		$15,010 (-) Land $1,520 Building $13,490	$388,131 (-) Land $38,000 Building $350,131
2022	$2,713.00	$15,010 Land $1,520 Building $13,490	$388,131 Land $38,000 Building $350,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20