Montgomery County property record for 685 Bluff Springs Rd, Winona, MS 38967
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 905 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $609 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 097B260000 0000000400 |
| Primary APN | 097B260000 0000000400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 905 sqft Adjusted Area |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 96 sqft |
| Street Address | 685 BLUFF SPRINGS RD |
|---|---|
| City | WINONA |
| State | MS |
| Zip | 38967-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC E OF RD N2 SW4 |
| Jurisdiction | MONTGOMERY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950301 |
685 Bluff Springs Rd is owned by an individual who acquired it in October 2002.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7002 S THROOP ST, CHICAGO, IL 60636-3511 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2002 |
| Deed Sale | Oct 15, 2002 |
| Deed Document Number | 000A185165 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 685 Bluff Springs Rd was $609.
Source: Montgomery County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Montgomery County |
| Unified School District | Winona-Montgomery County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 | $4,815 Land $600 Building $4,215 | $32,100 Land $4,000 Building $28,100 |
| 2023 | $611.00 | $4,815 Land $600 Building $4,215 | $32,100 Land $4,000 Building $28,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Bluff Springs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Bluff Springs Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51-55 WATER ASSOCIATION public/private · serves 441 people · EPA ID MS0490001 |
|---|---|
| Water Source | Purchased groundwater from CITY OF WINONA |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Delta Fiber, T-Mobile.
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