Merced County property record for 685 Birch Ave, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,700 sqft · built 2005 |
| Lot Size | 0.182 acres (7,925 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-060-068-000 |
| Primary APN | 431-060-068-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 649 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,925 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-060-068 |
|---|---|
| Street Address | 685 BIRCH AVE |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOS BANOS GARDENS 5 UNIT NO 3 LOT 199 |
| Legal Subdivision | LOS BANOS GARDENS 05 98-02 |
| Legal Lot Number | 199 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 2301 |
685 Birch Ave is owned and occupied by two individuals who acquired it in December 2012.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2012 |
| Deed Sale | Dec 21, 2012 |
| Prior Sale | Nov 8, 2012 |
| Deed Document Number | 201247310 |
| Prior Transfer Date | Dec 17, 2012 |
| Prior Transfer Doc | 0000047309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 2, 2020 |
| Property Address | 685 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Document Number | 0000030799 |
| Map Reference | MB 63 PG 48-53 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020030799 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 685 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Document Number | 0000030800 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020030800 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 685 Birch Ave was $3,939 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $301,317 (+2%) Land $18,837 Building $282,480 | |
| 2025 | $3,939.00 Homeowner's exemption | $295,410 Land $18,468 Building $276,942 |
| 2023 | $3,713.00 (+2.4%) Homeowner's exemption | $283,940 Land $17,751 Building $266,189 |
| 2022 | $3,626.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 685 Birch Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Birch Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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