Buncombe County property record for 685 Bee Tree Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,994 sqft · built 2008 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2017) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9689-17-7655-00000 |
| Primary APN | 9689-17-7655-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 3,705 sqft |
| 1st Floor Area | 3,452 sqft |
| Basement Area | 1,711 sqft |
| Finished Basement | 1,458 sqft |
| Unfinished Basement | 253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 685 BEE TREE RD |
|---|---|
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:08/30/2017 DEED |
| Legal Description | DEED DATE:08/30/2017 DEED:5585-0253 LOT:2 PLAT:0180-0083 |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3002 |
685 Bee Tree Rd is owned by two individuals who bought it in August 2017.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 22 BEE TREE VILLAGE PKWY, SWANNANOA, NC 28778-8807 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Deed Document Number | 0005585253 |
| Deed Book / Page | 5585 / 0253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 685 BEE TREE RD, SWANNANOA, NC 28778-3402 |
| Document Number | 0058300141 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 685 BEE TREE RD SWANNANOA NC 287783402, SWANNANOA, NC 28778-3402 |
| Document Number | 0058300141 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 005830/000141 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 4, 2044 |
The 2025 property tax bill for 685 Bee Tree Rd was $3,777.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,777.00 | $542,300 | |
| 2023 | $3,459.00 | $542,300 | $542,300 Land $40,200 Building $502,100 |
| 2021 | $542,300 Land $40,200 Building $502,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Bee Tree Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Bee Tree Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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