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685 Augusta Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 685 Augusta Rd, Winter Haven, FL 33884 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,775 sqft · built 1980
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Oct 2023)
Tax Bill$2,899 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN27-28-30-000000-021084

Property Details

APN / Parcel Number

Primary APN27-28-30-000000-021084
Alternative APNs
  • 302827000000021084
  • 02827000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,775 sqft Living Area
Gross Area2,317 sqft
1st Floor Area1,544 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialTile
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area542 sqft
PorchFlorida Room
Porch Area251 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address685 AUGUSTA RD
CityWINTER HAVEN
StateFL
Zip33884-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1666.67 FT N & 957.16 FT W OF SE COR OF SEC RUN W 50 FT N 125 FT E 50 FT S 125 FT TO POB BEING LOT 252 OF UNREC CYPRESSWOOD PATIO HOMES
Legal Range27E
Legal Township28S
Legal Section30
Legal SubdivisionCYPRESSWOOD
Legal Tract000000
Legal Block2
Legal Lot Number252
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2049
Census Tract14123

Owner

Source: Polk County records · APN 27-28-30-000000-021084

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Oct 20, 2023Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
May 10, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Deed Document Number2023249453
Deed Book / Page12882 / 1189
Prior Transfer DateMay 06, 2021
Prior Transfer Doc0000120581
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 DEBRA LN, HAGAMAN, NY 12086-2405

Mortgage

Document Number0000022989
DateJan 29, 2026
Book Page13862/1636
Instrument2026022989
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 20, 2023
Property Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Document Number0000249453
Book / Page12882 / 1189
Instrument DateOct 10, 2023
Instrument2023249453
Transaction TypeTransfer
Record UpdatedNov 02, 2023
Title CompanyTITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY OF AME

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3421 FLEETA LN, CHATTANOOGA, TN 37416-2802

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202

Mortgage

Document Number0128821192
DateOct 20, 2023
Instrument12882/1192
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMay 10, 2021
Property Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202
Document Number0000120581
Book / Page11707 / 1637
Instrument DateMay 06, 2021
Instrument2021120581
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 AUGUSTA RD, WINTER HAVEN, FL 33884-1202

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,899.00 (-19.23%)$224,287 (-0.65%) Land $50,000 Building $174,287$224,287 (-0.65%) Land $50,000 Building $174,287
2024$3,589.00 (+4.45%)
2023$3,436.00 (+673.87%)$225,749 (+94.62%) Land $48,000 Building $177,749$225,749 (+11.56%) Land $48,000 Building $177,749
2022$444.00 Homeowner's exemption$115,996$202,355 Land $40,000 Building $162,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 105 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022, alluvial fan flooding, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 565 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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