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685 Atlantus Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 685 Atlantus Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,646 sqft · built 1990
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2026)
Tax Bill$1,203 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2620-00019.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2620-00019.0
Alternative APN
  • 22283

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,646 sqft Living Area
Gross Area2,297 sqft
1st Floor Area1,646 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotCorner
Garage TypeAttached
Garage Area483 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
PorchScreened Porch
Porch Area216 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address685 ATLANTUS TER
CitySEBASTIAN
StateFL
Zip32958-5938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 262 LOT 19 PBI 6-37B
Legal Range38E
Legal Township31S
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block262
Legal Lot Number19
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2040
Census Tract50809

Owner

685 Atlantus Ter is owned and occupied by an individual who bought it in June 2026.

Source: Indian River County records, as of June 11, 2026

Owner of RecordIndividual Name on File
Mailing Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 1, 2026Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CREDIT UNION
Jun 1, 2026Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Deed Document Number202626231
Deed Book / Page3864 / 1558
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938
Transaction TypeMortgage
Record UpdatedJun 17, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938

Mortgage

Document Number0035500347
DateJun 20, 2022
Book Page3550/347
Instrument3120220039187
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 1, 2026
Property Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938
Document Number0000026231
Book / Page3864 / 1558
Instrument DateMay 22, 2026
Instrument202626231
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanyPROFESSIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938

Mortgage

Document Number0000026232,
DateJun 1, 2026
Instrument202626232
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 1, 2026
Property Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938
Document Number0038641558
Book / Page3864 / 1558
Instrument DateMay 22, 2026
Instrument202626231
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyPROFESSIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 ATLANTUS TER, SEBASTIAN, FL 32958-5938

Mortgage

Document Number0000026232,
DateJun 1, 2026
Instrument202626232
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 685 Atlantus Ter was $1,203 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,203.00 Homeowner's exemption Widower's exemption$85,590$271,250 Land $57,800 Building $213,450
2023$832.00 (-3.14%)$80,755 (+3%)$267,599 (+21.38%) Land $54,400 Building $213,199
2022$859.00$78,403$220,463 Land $30,600 Building $189,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 Atlantus Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Atlantus Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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