685 Arrow Point Ln, Davidson, NC 28036 Property Records

Rowan County property record for 685 Arrow Point Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,028 sqft · built 2010
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,508 (Jul 2010)
Tax Bill	$4,164 (2026)
Deeds & Mortgages	May 2018 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249J001`

Property Details

APN / Parcel Number

Primary APN	`249J001`
Alternative APN	`6306690`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,028 sqft Living Area
1st Floor Area	2,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Porch
Porch Area	158 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	685 ARROW POINT LN
City	DAVIDSON
State	NC
Zip	28036-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L40 .92AC ARCHER RIDGE SUB PH 2
Legal Subdivision	ARCHER RIDGE SUB PH 2
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1007
Census Tract	51801

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 ARROW POINT LN, DAVIDSON, NC 28036-7628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2010 · Amount on Record
Deed Sale	Jul 15, 2010 · Amount on Record
Prior Sale	Feb 24, 2010 · Amount on Record
Deed Book / Page	1164 / 643
Last Transfer Date	Dec 5, 2014
Transfer Doc	0012440926
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	685 ARROW POINT LN, DAVIDSON, NC 28036-7628
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013090837
Date	May 25, 2018
Book Page	1309/0837

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	685 ARROW POINT LN, DAVIDSON, NC 28036-7628
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013500802
Date	Jun 22, 2020
Book Page	1350/802

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BLUEFIELD, VA 24605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,164.00	$614,752 (-) Land $76,000 Building $538,752	$614,752 (-) Land $76,000 Building $538,752
2025	$4,164.00	$614,752 (-) Land $76,000 Building $538,752
2023	$4,164.00	$614,752 Land $76,000 Building $538,752	$614,752 Land $76,000 Building $538,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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