Jackson County property record for 685 Allen St, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,046 sqft · built 1973 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,000 (Sep 2026) |
| Tax Bill | $612 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7642-30-5350 |
| Primary APN | 7642-30-5350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,046 sqft Heated Area |
| 1st Floor Area | 1,046 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | 334 sqft |
| Patio Area | 334 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 685 ALLEN ST |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 R5 |
| Legal Description | ALLEN ST |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Feb 20, 2023 | Warranty Deed, Transfer · Line of Credit FIRST BANK |
| Jun 24, 2022 | Warranty Deed, Transfer |
| Jan 11, 2021 | Grant Deed, Transfer MICHAEL S BARKER |
| Jan 15, 2019 | Grant Deed, Transfer VANTAGE PT TITLE INC |
| Apr 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2023 · Amount on Record |
| Deed Book / Page | 2428 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 10, 2026 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 2428000223 |
| Book / Page | 2428 / 223 |
| Instrument Date | Sep 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,632.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 2428000225, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 2428/225 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023341809 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2334/1809 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 20, 2023 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0023510741 |
| Book / Page | 2351 / 741 |
| Instrument Date | Feb 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 CHEROKEE ST, WAYNESVILLE, NC 28786-4588 |
| Name | Verified Name |
|---|---|
| Address | 174 SINGLETARY RD, WHITEVILLE, NC 28472-8528 |
| Document Number | 0023510744 |
|---|---|
| Date | Feb 20, 2023 |
| Book Page | 2351/744 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jun 24, 2022 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0023371286 |
| Book / Page | 2337 / 1286 |
| Instrument Date | Jun 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 CHEROKEE ST, WAYNESVILLE, NC 28786-4588 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 11, 2021 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0022890147 |
| Book / Page | 002289 / 000147 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 685 ALLEN ST SYLVA NC 287795104, SYLVA, NC 28779-5104 |
| Document Number | 22890151 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 002289/000151 |
| Name | MICHAEL S BARKER |
|---|---|
| Address | 364 KENMURE DR, FLAT ROCK, NC 28731-9579 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jan 10, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 15, 2019 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0022300301 |
| Book / Page | 002230 / 000301 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8180 NW 36TH ST #420 DORAL FL 331666686, 420, DORAL, FL 33166-6686 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 13, 2017 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0021870187 |
| Book / Page | 002187 / 000187 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3152 B AUGUSTA HWY LEXINGTON SC 29072, LEXINGTON, SC 29072 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 6, 2017 |
| Property Address | 685 ALLEN ST, SYLVA, NC 28779-5104 |
| Document Number | 0021820595 |
| Book / Page | 002182 / 000595 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $47.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $161,201 (-) Land $16,340 Building $144,861 | |
| 2025 | $612.00 (+180.73%) | $161,201 (+180.54%) Land $16,340 Building $144,861 |
| 2023 | $218.00 | $57,460 Land $11,550 Building $45,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1991–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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