685 A St, Culver, OR 97734 Property Records

Jefferson County property record for 685 A St, Culver, OR 97734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Sep 2016)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan
APN	`121317-CA-00131`

Property Details

APN / Parcel Number

Primary APN	`121317-CA-00131`
Alternative APN	`20409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms

Exterior

Year Built	Built 2021
Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Account Number	20409
Street Address	685 A ST
City	CULVER
State	OR
Zip	97734-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT:138 BLK:138 SEC:C SUBD:CULVER HEIGHTS NO. 6 SEC/TWN/RNG/MER:SEC 17 TWN 12S RNG 13E
Legal Subdivision	CULVER HEIGHTS NO. 6
Legal Block	138
Legal Lot Number	138
Jurisdiction	JEFFERSON OR
Township / Civil Division	CULVER
Census Block Group	1
Census Block	1008
Census Tract	960304

Owner

Source: Jefferson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24161 SE FIRWOOD RD, SANDY, OR 97055-7615
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	0020163178
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	685 A ST, CULVER, OR 97734-7008
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020204842
Date	Nov 20, 2020
Instrument	2020-4842

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.57%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	5.62%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Jefferson County
Municipality	Culver City
Unified School District	Culver School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+6%)	$148,900 (+6.08%)	$418,360 (+0.87%) Land $76,680 Building $341,680
2023	$2,767.00	$140,360	$414,770 Land $76,070 Building $338,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20