685 5th St, Ferndale, CA 95536 Property Records

Humboldt County property record for 685 5th St, Ferndale, CA 95536 · Last verified October 2025

Property Summary

Property TypeDuplex
Lot Size0.359 acres (15,681 sqft)
OwnerOwner Name on File
Tax Bill$3,221 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031-013-005-000

Property Details

APN / Parcel Number

Primary APN031-013-005-000
Alternative APN
  • 03101305

Exterior

Lot Area15,681 sqft (0.359 acres)

Location & Zoning

Old Parcel Number03101305
Street Address685 5TH ST
CityFERNDALE
StateCA
Zip95536
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description-NE4 SE4 S02 T02N R02W /NDALERNDALEDADD0600601085B071982C 86C 00000000 N
Legal Range02W
Legal Township02N
Legal Section02
Legal SubdivisionSHAWS DIVISION/FERNDALE
JurisdictionHUMBOLDT CA
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3057
Census Tract11200

Owner

Source: Humboldt County records · APN 031-013-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing AddressPO BOX 206, FERNDALE, CA 95536-0206
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2006
Deed SaleApr 10, 2006
Prior SaleApr 10, 2006
Deed Document Number2006-010596-02
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address685 5TH ST, FERNDALE, CA 95536
Document Number0000002667
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 206 FERNDALE CA 955360206, FERNDALE, CA 95536-0206

Mortgage

Document Number0000002667
DateFeb 09, 2017
Instrument2667
Lender
NameCITIBANK
TypeBank
AddressO'FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 08, 2032

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityFerndale City
Unified School DistrictFerndale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,221.00 (+42.14%) Homeowner's exemption$178,167 (+82.71%) Land $20,279 Building $157,888
2023$2,266.00 (+25.06%) Homeowner's exemption$97,515 Land $19,493 Building $78,022
2022$1,812.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Nearby Flood Policies36 in force
Nearby Flood Claims12 (1986–2019)
Claims Outside the SFHA4 of 12
Most Recent ClaimFeb 2019, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
101NetlinkFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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