685 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 685 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 2,784 sqft · built 1889
Lot Size	0.167 acres (7,275 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Oct 2017)
Tax Bill	$7,156 (2023)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0252`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0252`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,784 sqft Total Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	107 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	685 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5107
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LYMAN DAYTON ADDITION PART LYING SWLY OF FOL DESC LINE, BEG AT A PT ...OF LOTS 9 AND LOT 10 BLK 25
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	25
Legal Lot Number	9-10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2009
Census Tract	34400

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6420 FLYING CLOUD DR, EDEN PRAIRIE, MN 55344-3314
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Line of Credit UNITED PRAIRIE BK
Oct 19, 2017	Warranty Deed, Transfer · Conventional Mortgage 21ST CENTURY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	0004682122
Last Transfer Date	Dec 31, 2020
Transfer Doc	0004854668
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 31, 2020
Property Address	685 4TH ST E, SAINT PAUL, MN 55106-5107
Document Number	0004854668
Instrument Date	Dec 30, 2020
Instrument	4854668
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6420 FLYING CLOUD DR #204 EDEN PRAIRIE MN 553443362, 204, EDEN PRAIRIE, MN 55344-3362

Mortgage

Document Number	4854669
Date	Dec 31, 2020
Instrument	4854669

Lender

Name	UNITED PRAIRIE BK
Type	Bank
Address	OWATONNA, MN 55060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2040

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 19, 2017
Property Address	685 4TH ST E, SAINT PAUL, MN 55106-5107
Document Number	0004682122
Instrument Date	Sep 29, 2017
Instrument	4682122
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2518 N 2ND ST MINNEAPOLIS MN 554112233, MINNEAPOLIS, MN 55411-2233

Mortgage

Document Number	4682123
Date	Oct 19, 2017
Instrument	4682123

Lender

Name	21ST CENTURY BK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2042

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,156.00	$380,800 Land $18,600 Building $362,200	$380,800 Land $18,600 Building $362,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

Nearby Properties on 4th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures